RBC chequing accounts

Are you curious about the various chequing accounts RBC has to offer? At Responsible Economy, we present to you a comprehensive guide on every chequing account RBC provides, complete with their unique features. Plus, get insights into how they stack up against the top chequing accounts in Canada. Let´s get started!

Chequing accounts offered by RBC

First, we will show you a list of the 4 chequing accounts offered by RBC, and then we will go over each account in detail:

  • RBC Day to Day Banking.
  • RBC Advantage Banking.
  • RBC Signature No Limit Banking.
  • RBC VIP Banking.

RBC Day to Day Banking

The RBC Day to Day Banking account is a low-fee chequing account that is perfect for those who don’t make a lot of transactions. The account has a monthly fee of $4, but you can get a rebate that brings the fee down to $0 if you have other products with RBC, such as a credit card or a savings account. The account also includes 12 free debits per month, plus unlimited free debits for eligible public transit.

Other features of the RBC Day to Day Banking account include:

  • FREE Interac e-Transfers
  • FREE online, mobile, and telephone banking
  • FREE eStatements or Monthly Paper Statements without cheque images
  • Right Account Guarantee®: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC Day to Day Banking account include:

  • Using a Non-RBC Interac ATM in Canada: $2 each
  • Using a PLUS System ATM in Canada or the U.S.: $3 each
  • Using a PLUS System ATM Outside Canada or the U.S.: $5 each
  • Cross-Border Debits: $1 each
  • Overdraft Protection: $5/month, plus overdraft interest (if used)
  • Safe Deposit Box: Regular fees apply
  • Personalized Cheques: Fees apply
  • Bank Drafts: $9.95 each

RBC Advantage Banking

The RBC Advantage Banking account is a chequing account that offers unlimited debits in Canada for a low monthly fee of $11.95. You can also use any RBC ATM in Canada without paying a fee. The account also includes FREE Interac e-Transfers, FREE online, mobile, and telephone banking, and FREE eStatements.

Other features of the RBC Advantage Banking account include:

  • 1 NSF fee rebated every calendar year.
  • 1 book of 50 cheques FREE, afterwards fees apply.
  • Right Account Guarantee®: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC Advantage Banking account include:

  • Using a PLUS System ATM in Canada or the U.S.: $3 each.
  • Using a PLUS System ATM Outside Canada or the U.S.: $5 each.
  • Cross-Border Debits: $1 each.
  • Overdraft Protection: $5/month, plus overdraft interest (if used).
  • Safe Deposit Box: Regular fees apply.
  • Bank Drafts: $9.95 each.

Here are some of the key benefits of the RBC Advantage Banking account:

  • Unlimited debits in Canada.
  • FREE Interac e-Transfers.
  • FREE online, mobile, and telephone banking.
  • FREE eStatements.
  • 1 NSF fee rebated every calendar year.
  • 1 book of 50 cheques FREE, afterwards fees apply.
  • Right Account Guarantee.

If you’re looking for a chequing account with unlimited debits in Canada and a low monthly fee, the RBC Advantage Banking account is a good option to consider.

RBC Signature No Limit Banking

The RBC Signature No Limit Banking account is a chequing account that offers unlimited debits in Canada, as well as a number of other valuable features, such as a free iPad, up to $48 rebate on the annual fee of an eligible credit card, and 3 non-RBC ATM fees waived/month. The account has a monthly fee of $16.95, but you can get a rebate that brings the fee down to $10.95 if you have other products with RBC, such as a credit card or a savings account.

Other features of the RBC Signature No Limit Banking account include:

  • FREE Interac e-Transfers.
  • FREE online, mobile, and telephone banking.
  • FREE eStatements.
  • 1 NSF fee rebated every calendar year.
  • 1 Book of Cheques FREE, afterwards fees apply.
  • 6 FREE/year bank drafts, $9.95 each thereafter.
  • Right Account Guarantee: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC Signature No Limit Banking account include:

  • Using a PLUS System ATM in Canada or the U.S.: $3 each.
  • Using a PLUS System ATM Outside Canada or the U.S.: $5 each.
  • Cross-Border Debits: $1 each.
  • Overdraft Protection: Waived.
  • Safe Deposit Box: Up to $12/year discount on regular fees.

Here are some of the key benefits of the RBC Signature No Limit Banking account:

  • Unlimited debits in Canada.
  • FREE Interac e-Transfers.
  • FREE online, mobile, and telephone banking.
  • FREE eStatements.
  • 1 NSF fee rebated every calendar year.
  • 1 Book of Cheques FREE, afterwards fees apply.
  • 6 FREE/year bank drafts, $9.95 each thereafter.
  • Right Account Guarantee.
  • Free iPad.
  • Up to $48 rebate on the annual fee of an eligible credit card.
  • 3 non-RBC ATM fees waived/month.

If you’re looking for a chequing account with unlimited debits in Canada, a number of valuable features, and a free iPad, the RBC Signature No Limit Banking account is a good option to consider.

RBC VIP Banking

The RBC VIP Banking account is a premium chequing account that offers a wide range of valuable features, including unlimited debit transactions worldwide, free Interac e-Transfers, no RBC fees to use ATMs worldwide, and a free iPad. The account has a monthly fee of $30, but you can get a rebate that brings the fee down to $24 if you have other products with RBC, such as a credit card or a savings account.

Other features of the RBC VIP Banking account include:

  • Up to $120 rebate on the annual fee of an eligible credit card.
  • RBC Direct Investing maintenance fees waived.
  • Get up to 2 CAD additional accounts, and 1 USD account with no monthly fee and unlimited debit transactions.
  • 1 NSF fee rebated every calendar year.
  • FREE personalized cheques with RBC VIP Style.
  • 12 FREE/year bank drafts, $9.95 each thereafter.
  • Right Account Guarantee: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC VIP Banking account include:

  • Cross-Border Debits: FREE.
  • Safe Deposit Box: Up to $60/year discount on regular fees.

Here are some of the key benefits of the RBC VIP Banking account:

  • Unlimited debit transactions worldwide.
  • FREE Interac e-Transfers.
  • No RBC fees to use ATMs worldwide.
  • Free iPad.
  • Up to $120 rebate on the annual fee of an eligible credit card.
  • RBC Direct Investing maintenance fees waived.
  • Get up to 2 CAD additional accounts, and 1 USD account with no monthly fee and unlimited debit transactions.
  • 1 NSF fee rebated every calendar year.
  • FREE personalized cheques with RBC VIP Style.
  • 12 FREE/year bank drafts, $9.95 each thereafter.
  • Right Account Guarantee.

Comparison with the best chequing accounts

We have compared the best chequing accounts you can open in Canada with the RBC chequing accounts:

Logo BMO Canada
  • $0 monthly fee with $4,000 balance.
  • Welcome bonus up to $450.
  • Unlimmited transactions.
  • More than 2,200 ATMs in Canada
TD Bank logo Canada
  • $0 monthly fee with $5,000 balance.
  • Welcome bonus up to $450.
  • More than 2,600 ATMs in Canada.
  • Unlimmited transactions.
RBC logo
  • $5-16,95 monthly fee.
  • Welcome bonus up to $599.
  • More than 4,200 ATMs in Canada.
  • Unlimmited transactions.
National Bank of Canada Logo
  • $0 monthly fee with $6,000 balance.
  • More than 2,300 ATMs in Canada.
  • No Welcome bonus.
  • Unlimmited transactions.

Other RBC products

We’ve also provided a list of all the RBC products we have analyzed:

Interesting information about RBC

We have created a table with relevant information about RBC:

InformationDescription
Websitehttps://www.rbcroyalbank.com/
Instagramhttps://www.instagram.com/rbc/
Twitterhttps://twitter.com/RBC
Facebookhttps://www.facebook.com/rbc
YouTubehttps://www.youtube.com/user/RBC
Linkedinhttps://www.linkedin.com/company/rbc/
Interesting information about RBC

To conclude, you have more related content about chequing accounts:

Actualizado el día 7 September, 2023 por Alfredo Barandiarán

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