RBC chequing accounts

Are you curious about the various chequing accounts RBC has to offer? At Responsible Economy, we present to you a comprehensive guide on every chequing account RBC provides, complete with their unique features. Plus, get insights into how they stack up against the top chequing accounts in Canada. Let´s get started!

Chequing accounts offered by RBC

First, we will show you a list of the 4 chequing accounts offered by RBC, and then we will go over each account in detail:

• RBC Day to Day Banking.
• RBC Advantage Banking.
• RBC Signature No Limit Banking.
• RBC VIP Banking.

RBC Day to Day Banking

The RBC Day to Day Banking account is a low-fee chequing account that is perfect for those who don’t make a lot of transactions. The account has a monthly fee of $4, but you can get a rebate that brings the fee down to $0 if you have other products with RBC, such as a credit card or a savings account. The account also includes 12 free debits per month, plus unlimited free debits for eligible public transit.

Other features of the RBC Day to Day Banking account include:

• FREE Interac e-Transfers
• FREE online, mobile, and telephone banking
• FREE eStatements or Monthly Paper Statements without cheque images
• Right Account Guarantee®: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC Day to Day Banking account include:

• Using a Non-RBC Interac ATM in Canada: $2 each
• Using a PLUS System ATM in Canada or the U.S.: $3 each
• Using a PLUS System ATM Outside Canada or the U.S.: $5 each
• Cross-Border Debits: $1 each
• Overdraft Protection: $5/month, plus overdraft interest (if used)
• Safe Deposit Box: Regular fees apply
• Personalized Cheques: Fees apply
• Bank Drafts: $9.95 each

RBC Advantage Banking

The RBC Advantage Banking account is a chequing account that offers unlimited debits in Canada for a low monthly fee of $11.95. You can also use any RBC ATM in Canada without paying a fee. The account also includes FREE Interac e-Transfers, FREE online, mobile, and telephone banking, and FREE eStatements.

Other features of the RBC Advantage Banking account include:

• 1 NSF fee rebated every calendar year.
• 1 book of 50 cheques FREE, afterwards fees apply.
• Right Account Guarantee®: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC Advantage Banking account include:

• Using a PLUS System ATM in Canada or the U.S.: $3 each.
• Using a PLUS System ATM Outside Canada or the U.S.: $5 each.
• Cross-Border Debits: $1 each.
• Overdraft Protection: $5/month, plus overdraft interest (if used).
• Safe Deposit Box: Regular fees apply.
• Bank Drafts: $9.95 each.

Here are some of the key benefits of the RBC Advantage Banking account:

• Unlimited debits in Canada.
• FREE Interac e-Transfers.
• FREE online, mobile, and telephone banking.
• FREE eStatements.
• 1 NSF fee rebated every calendar year.
• 1 book of 50 cheques FREE, afterwards fees apply.
• Right Account Guarantee.

If you’re looking for a chequing account with unlimited debits in Canada and a low monthly fee, the RBC Advantage Banking account is a good option to consider.

RBC Signature No Limit Banking

The RBC Signature No Limit Banking account is a chequing account that offers unlimited debits in Canada, as well as a number of other valuable features, such as a free iPad, up to $48 rebate on the annual fee of an eligible credit card, and 3 non-RBC ATM fees waived/month. The account has a monthly fee of $16.95, but you can get a rebate that brings the fee down to $10.95 if you have other products with RBC, such as a credit card or a savings account.

Other features of the RBC Signature No Limit Banking account include:

• FREE Interac e-Transfers.
• FREE online, mobile, and telephone banking.
• FREE eStatements.
• 1 NSF fee rebated every calendar year.
• 1 Book of Cheques FREE, afterwards fees apply.
• 6 FREE/year bank drafts, $9.95 each thereafter.
• Right Account Guarantee: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC Signature No Limit Banking account include:

• Using a PLUS System ATM in Canada or the U.S.: $3 each.
• Using a PLUS System ATM Outside Canada or the U.S.: $5 each.
• Cross-Border Debits: $1 each.
• Overdraft Protection: Waived.
• Safe Deposit Box: Up to $12/year discount on regular fees.

Here are some of the key benefits of the RBC Signature No Limit Banking account:

• Unlimited debits in Canada.
• FREE Interac e-Transfers.
• FREE online, mobile, and telephone banking.
• FREE eStatements.
• 1 NSF fee rebated every calendar year.
• 1 Book of Cheques FREE, afterwards fees apply.
• 6 FREE/year bank drafts, $9.95 each thereafter.
• Right Account Guarantee.
• Free iPad.
• Up to $48 rebate on the annual fee of an eligible credit card.
• 3 non-RBC ATM fees waived/month.

If you’re looking for a chequing account with unlimited debits in Canada, a number of valuable features, and a free iPad, the RBC Signature No Limit Banking account is a good option to consider.

RBC VIP Banking

The RBC VIP Banking account is a premium chequing account that offers a wide range of valuable features, including unlimited debit transactions worldwide, free Interac e-Transfers, no RBC fees to use ATMs worldwide, and a free iPad. The account has a monthly fee of $30, but you can get a rebate that brings the fee down to $24 if you have other products with RBC, such as a credit card or a savings account.

Other features of the RBC VIP Banking account include:

• Up to $120 rebate on the annual fee of an eligible credit card.
• RBC Direct Investing maintenance fees waived.
• Get up to 2 CAD additional accounts, and 1 USD account with no monthly fee and unlimited debit transactions.
• 1 NSF fee rebated every calendar year.
• FREE personalized cheques with RBC VIP Style.
• 12 FREE/year bank drafts, $9.95 each thereafter.
• Right Account Guarantee: If you’re not completely satisfied within the first 4 months, you can get a refund of your monthly fees for up to 3 months.

Optional services for the RBC VIP Banking account include:

• Cross-Border Debits: FREE.
• Safe Deposit Box: Up to $60/year discount on regular fees.

Here are some of the key benefits of the RBC VIP Banking account:

• Unlimited debit transactions worldwide.
• FREE Interac e-Transfers.
• No RBC fees to use ATMs worldwide.
• Free iPad.
• Up to $120 rebate on the annual fee of an eligible credit card.
• RBC Direct Investing maintenance fees waived.
• Get up to 2 CAD additional accounts, and 1 USD account with no monthly fee and unlimited debit transactions.
• 1 NSF fee rebated every calendar year.
• FREE personalized cheques with RBC VIP Style.
• 12 FREE/year bank drafts, $9.95 each thereafter.
• Right Account Guarantee.

Comparison with the best chequing accounts

We have compared the best chequing accounts you can open in Canada with the RBC chequing accounts:

Other RBC products

We’ve also provided a list of all the RBC products we have analyzed:

• RBC chequing accounts.
  • RBC Day to Day Banking.
  • RBC Advantage Banking.
  • RBC Signature no limit Banking.
  • RBC Vip Banking.

Interesting information about RBC

We have created a table with relevant information about RBC:

Information	Description
Website	https://www.rbcroyalbank.com/
Instagram	https://www.instagram.com/rbc/
Twitter	https://twitter.com/RBC
Facebook	https://www.facebook.com/rbc
YouTube	https://www.youtube.com/user/RBC
Linkedin	https://www.linkedin.com/company/rbc/

Related content

To conclude, you have more related content about chequing accounts:

Actualizado el día 7 September, 2023 por Alfredo Barandiarán