Do you want to know all the chequing accounts offered by TD? From Responsible Economy, we show you all the chequing accounts you can open with TD, as well as the features of each one. You will also be able to see a comparison with the best chequing accounts in Canada. Let’s get started!
Chequing accounts offered by TD
First, we will show you a list of the 5 chequing accounts offered by TD, and then we will go over each account in detail:
- TD All-Inclusive Banking Plan.
- TD Unlimited Chequing Account.
- TD Every Day Chequing Account.
- TD Minimum Chequing Account.
- TD Student Chequing Account.
TD All-Inclusive Banking Plan
TD All-Inclusive Banking Plan is a premium banking plan that offers a variety of benefits to help you save money and time.
One of the most significant benefits of the plan is that it waives the monthly fee on your chequing account if you keep a minimum balance of $5,000. This can be a significant savings, as monthly chequing account fees can range from $10 to $30.
The plan also offers an annual credit card fee rebate on select TD credit cards. This can save you even more money, as annual credit card fees can range from $50 to $500.
In addition to these financial benefits, the plan also offers a variety of other perks, including:
- Unlimited transactions, so you can make as many withdrawals, deposits, and payments as you need without incurring fees.
- No TD ATM fees, so you can use TD ATMs in Canada and abroad without paying a fee.
- Access to a small safety deposit box, certified cheques, money orders, and personalized cheques.
- TD Fraud Alerts, which can help you protect your account from fraud.
- Earn 50% more Stars at participating Starbucks stores.
To be eligible for the TD’s All-Inclusive Banking Plan, you must be a resident of Canada, at least 18 years old, have a valid Social Insurance Number (SIN), and maintain a minimum balance of $5,000 in your chequing account at the end of each day of the month.
You can open a TD’s All-Inclusive Banking Plan online or at any TD Bank branch. The plan is available to new and existing customers.
TD Unlimited Chequing Account
The TD Unlimited Chequing Account is a chequing account that offers unlimited transactions, no monthly fee, and no TD ATM fees. This means that you can make as many withdrawals, deposits, and payments as you need without incurring any fees.
To be eligible for the TD Unlimited Chequing Account, you must:
- Be a resident of Canada.
- Be at least 18 years old.
- Have a valid Social Insurance Number (SIN).
- Maintain a minimum balance of $4,000 in your chequing account at the end of each day of the month.
In addition to the unlimited transactions and no monthly fee, the TD Unlimited Chequing Account also offers a few other benefits, including:
- No TD ATM fees to use any ATM in Canada. This means that you can use any ATM in Canada without paying a fee, even if it’s not a TD ATM.
- Free to send or request money using Interac e-Transfer®. This means that you can send or request money from anyone in Canada using Interac e-Transfer, which is a free and secure way to transfer money electronically.
- First year annual fee rebated for your choice of one of five select TD credit cards (up to $139). This means that you can get the first year’s annual fee waived for your choice of one of five select TD credit cards.
- TD Fraud Alerts. With TD Fraud Alerts, you can be notified of suspicious activity on your account so you can take action quickly to protect your money.
- Earn 50% more Stars at participating Starbucks stores. This means that you can earn 50% more Stars when you use your TD Access Card to make purchases at participating Starbucks stores.
TD Every Day Chequing Account
The TD Every Day Chequing Account is an affordable chequing account that offers a variety of features to meet the needs of customers who are looking for a basic account.
With this account, customers can avoid paying the monthly fee if they maintain a minimum balance of $3,000 in their chequing account at the end of each month.
In addition to the reduced monthly fee, the TD Every Day Chequing Account also offers other benefits, such as:
- 25 transactions included per month, with additional transactions charged at $1.25 each.
- No fees for Interac e-Transfers.
- Access to EasyWeb View Cheque service and the ability to keep records online or receive statements by email.
- The ability to earn 50% more Stars at participating Starbucks stores.
To be eligible for the TD Every Day Chequing Account, you must:
- Be a resident of Canada.
- Be at least 18 years old.
- Have a valid Social Insurance Number (SIN).
TD Minimum Chequing Account
The TD Minimum Chequing Account is a basic chequing account that is ideal for those with minimal banking needs. It has a monthly fee of $3.95, but this fee is waived for seniors (60 years or older) collecting Guaranteed Income Supplement (GIS) and Registered Disability Savings Plan (RDSP) beneficiaries.
The TD Minimum Chequing Account includes 12 transactions per month, with additional transactions charged at $1.25 each. It also offers a variety of other benefits, such as:
- EasyWeb View Cheque service and paperless record keeping or online statements.
- EasyWeb Online banking and Mobile Banking.
- The ability to earn 50% more Stars at participating Starbucks stores.
To be eligible for the TD Minimum Chequing Account, you must:
- Be a resident of Canada.
- Be at least 18 years old.
- Have a valid Social Insurance Number (SIN).
TD Student Chequing Account
The TD Student Chequing Account is a great option for students and youth up to the age of 23. It has no monthly fee and includes unlimited transactions, so you can shop online, pay bills, and send money without worrying about extra charges.
The TD Student Chequing Account also offers a few other benefits, such as:
- No monthly fee on Overdraft Protection service, which can help cover occasional shortfalls in your account.
- The ability to earn 50% more Stars at participating Starbucks stores.
- EasyWeb Online banking and Mobile Banking so you can manage your money on the go.
To be eligible for the TD Student Chequing Account, you must:
- Be a student or youth up to the age of 23.
- Be a resident of Canada.
- Have a valid Social Insurance Number (SIN).
Comparison with the best chequing accounts
We have compared the best chequing accounts you can open in Canada with the chequing accounts of TD:

- $0 monthly fee with $4,000 balance.
- Welcome bonus up to $450.
- Unlimmited transactions.
- More than 2,200 ATMs in Canada

- $0 monthly fee with $5,000 balance.
- Welcome bonus up to $450.
- More than 2,600 ATMs in Canada.
- Unlimmited transactions.

- $5-16,95 monthly fee.
- Welcome bonus up to $599.
- More than 4,200 ATMs in Canada.
- Unlimmited transactions.

- $0 monthly fee with $6,000 balance.
- More than 2,300 ATMs in Canada.
- No Welcome bonus.
- Unlimmited transactions.
Other TD products
We’ve also provided a list of all the TD products we have analyzed:
Interesting information about TD
We have created a table with relevant information about Td:
Information | Description |
---|---|
Website | https://www.td.com/ca/en/personal-banking |
https://twitter.com/td_canada | |
https://www.facebook.com/TDCanada/ | |
YouTube | https://www.youtube.com/user/TDCanada/TDCanadaTrust |
https://www.linkedin.com/company/td/ |
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Actualizado el día 2 September, 2023 por Alfredo Barandiarán
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