Do you want to see a complete review of the Chase Premier Plus Checking? From Responsible Economy we have carried out an analysis of all the features: fees, interest rate, welcome bonus, requirements and everything you need to know. You also have a comparison of the best checking accounts you can open in the United States in 2023. Welcome!
Video Chase Premier Plus Checking
As we know that content is easier visually, here is an explanatory video with all the features of Chase Premier Plus Checking. By the way, if you like our content subscribe to our YouTube channel to support us!
Features
We show you one by one all the features of the Chase Premier Plus Checking:
Fees
It has a commission of $25 per month if you do not meet the requirements. For the account to be free you have to meet at least one of the following requirements:
- Have an average of $15,000 in the sum of all Chase accounts
- Have a linked qualifying Chase first mortgage enrolled in automatic payments from your Chase account
ATMs
You can withdraw money fee-free at 16,000 Chase ATMs and more than 4,600 branches. You also get 4 fee-free withdrawals a month at non-Chase ATMs. From the fourth withdrawal you will have a commission of 3 dollars per withdrawal.
Zelle
You can send and receive money commission-free with Zelle in the United States.
Checks
No fees for money orders and cashier’s checks.
Debit Card
You have a free debit card with a chip technology.
Rates
The interest offered by this checking account is very low but you have access to Chase CDs that have high interest.
Wire transfers
Incoming wire transfers have a commission of 15 dollars and outgoing ones of 25 dollars.
Fees
As we mentioned before, Chase Premier Plus Checking has a monthly fee of $25 unless you meet one of the following requirements:
- Have an average of $15,000 in the sum of all Chase accounts
- Have a linked qualifying Chase first mortgage enrolled in automatic payments from your Chase account
Differences between Chase checking accounts
We have made a table with all the differences between the checking accounts that you can open with Chase:
| Chase Total Checking | Chase Secure Banking | Chase Premier Plus Checking |
|---|---|---|
| $200 welcome bonus | $0 welcome bonus | $0 welcome bonus |
| 12$* (fulfilling conditions 0$) | 4,95$* | 25$* (fulfilling conditions 0$) |
| Easy to avoid commissions | You can’t avoid commissions | Difficult to avoid commissions |
| Zelle service | Zelle service | Zelle service |
| Overdraft assist | No Overdraft assist | Overdraft assist |
| Fees cashier checks | Fees cashier checks | No fees cashier checks |
| Fees at non-Chase ATMs | Fees at non-Chase ATMs | 4 free withdrawals |
| Chase fees for checks | No service Chase for checks | No Chase fees for checks |
Pros
Here is a summary of all the benefits that the Chase account offers:
- You can withdraw money fee-free from all Chase ATMs and up to 4 times at non-Chase ATMs
- If you meet the requirements you do not have to pay monthly commissions
- Offer a free debit card with a chip technology
Cons
Here you have in a list all the disadvantages:
- Low interest rates
- Does not offer any welcome bonus
- Commission of 25 dollars per month if you do not meet the conditions
Requirements
The requirements that we must meet to open the Chase account are the following:
- To be over 18 years old.
- Reside in the United States
- Have a Social Security number
- Have a US phone number
How to open a new account
Once you know the requirements, you have to know that there are two ways to open a bank account: in a branch and online. If you’re having trouble opening an account online, we recommend visiting a Chase office.
Best Banks to open a checking account in 2023
We have made a chart with the best banks to open a checking account in United States:
- It is very easy to avoid monthly commissions
- Welcome bonus of 200 dollars fulfilling conditions
- More than 16,000 ATMs in the United States
- $25 minimum deposit
- Very low interest rates
- It is very easy to avoid monthly commissions
- More than 16,000 ATMs in the United States
- $100 minimum deposit
- No welcome bonus
- High interest rates if you have a lot of savings
- It is very easy to avoid monthly commissions
- Nearly 12,000 ATMs
- $25 minimum deposit
- Welcome bonus of 300 dollars fulfilling conditions
- High interest rates on CDs
- No fees and no requirements
- Nearly 60,000 ATMs
- Welcome bonus of 250 dollars fulfilling conditions
- High interest rates on CDs
- No fees no direct deposits
- Fee-free withdrawals from ATMs around the world
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs
- No fees no direct deposits
- More than 60,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on Savings
- No fees no direct deposits
- More than 50,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs and Savings
- Commissions of $10 if you do not meet requirements
- No fees at Citibank ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs
Chase Checking Accounts Video
Here is a video with all Chase checking accounts:
Video with the best banks to open a checkint account
Here you have a video with best checking accounts that you can open in The United States:
Frequent questions
If you still have any questions about Chase Premier Plus Checking, we will answer all the questions you may have:
Other Chase products
Here you have a list with products by Chase:
- Checking accounts: here you have all Chase checking accounts:
- Savings: Chase savings account review.
- Credit cards: all Chase credit cards.
- If you are a student here is the Chase freedom Student credit card review.
- Chase Freedom Unlimited review.
Learn more about Chase
Here are interesting facts about Chase:
| Information | Description |
|---|---|
| Web | https://www.chase.com |
| YouTube | https://www.youtube.com/chase |
| https://twitter.com/Chase | |
| https://www.facebook.com/chase | |
| Phone | 1-800-935-9935 |
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Updated the day 20 March, 2023 by Alfredo Barandiarán
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