Chase Premier Plus Checking

Do you want to see a complete review of the Chase Premier Plus Checking? From Responsible Economy we have carried out an analysis of all the features: fees, interest rate, welcome bonus, requirements and everything you need to know. You also have a comparison of the best checking accounts you can open in the United States in 2023. Welcome!

Video Chase Premier Plus Checking

As we know that content is easier visually, here is an explanatory video with all the features of Chase Premier Plus Checking. By the way, if you like our content subscribe to our YouTube channel to support us!

YouTube video
Video Chase Premier Plus Checking review

Features

We show you one by one all the features of the Chase Premier Plus Checking:

Fees

It has a commission of $25 per month if you do not meet the requirements. For the account to be free you have to meet at least one of the following requirements:

  • Have an average of $15,000 in the sum of all Chase accounts
  • Have a linked qualifying Chase first mortgage enrolled in automatic payments from your Chase account

ATMs

You can withdraw money fee-free at 16,000 Chase ATMs and more than 4,600 branches. You also get 4 fee-free withdrawals a month at non-Chase ATMs. From the fourth withdrawal you will have a commission of 3 dollars per withdrawal.

Zelle

You can send and receive money commission-free with Zelle in the United States.

Checks

No fees for money orders and cashier’s checks.

Debit Card

You have a free debit card with a chip technology.

Rates

The interest offered by this checking account is very low but you have access to Chase CDs that have high interest.

Wire transfers

Incoming wire transfers have a commission of 15 dollars and outgoing ones of 25 dollars.

Fees

As we mentioned before, Chase Premier Plus Checking has a monthly fee of $25 unless you meet one of the following requirements:

  • Have an average of $15,000 in the sum of all Chase accounts
  • Have a linked qualifying Chase first mortgage enrolled in automatic payments from your Chase account
Fees premier Plus Checking
Fees premier Plus Checking

Differences between Chase checking accounts

We have made a table with all the differences between the checking accounts that you can open with Chase:

Chase Total CheckingChase Secure BankingChase Premier Plus Checking
$200 welcome bonus$0 welcome bonus$0 welcome bonus
12$* (fulfilling conditions 0$)4,95$*25$* (fulfilling conditions 0$)
Easy to avoid commissionsYou can’t avoid commissionsDifficult to avoid commissions
Zelle serviceZelle serviceZelle service
Overdraft assistNo Overdraft assistOverdraft assist
Fees cashier checksFees cashier checksNo fees cashier checks
Fees at non-Chase ATMsFees at non-Chase ATMs4 free withdrawals
Chase fees for checksNo service Chase for checks
No Chase fees for checks
Differences between Chase checking accounts

Pros

Here is a summary of all the benefits that the Chase account offers:

  • You can withdraw money fee-free from all Chase ATMs and up to 4 times at non-Chase ATMs
  • If you meet the requirements you do not have to pay monthly commissions
  • Offer a free debit card with a chip technology

Cons

Here you have in a list all the disadvantages:

  • Low interest rates
  • Does not offer any welcome bonus
  • Commission of 25 dollars per month if you do not meet the conditions

Requirements

The requirements that we must meet to open the Chase account are the following:

  • To be over 18 years old.
  • Reside in the United States
  • Have a Social Security number
  • Have a US phone number

How to open a new account

Once you know the requirements, you have to know that there are two ways to open a bank account: in a branch and online. If you’re having trouble opening an account online, we recommend visiting a Chase office.

Best Banks to open a checking account in 2023

We have made a chart with the best banks to open a checking account in United States:

Logo Chase
  • It is very easy to avoid monthly commissions
  • Welcome bonus of 200 dollars fulfilling conditions
  • More than 16,000 ATMs in the United States
  • $25 minimum deposit
  • Very low interest rates
Bank of America logo
  • It is very easy to avoid monthly commissions
  • More than 16,000 ATMs in the United States
  • $100 minimum deposit
  • No welcome bonus
  • High interest rates if you have a lot of savings
Wells Fargo logo
  • It is very easy to avoid monthly commissions
  • Nearly 12,000 ATMs
  • $25 minimum deposit
  • Welcome bonus of 300 dollars fulfilling conditions
  • High interest rates on CDs
Logo Sofi
  • No fees and no requirements
  • Nearly 60,000 ATMs
  • Welcome bonus of 250 dollars fulfilling conditions
  • High interest rates on CDs
Charles-Schwab-Logo
  • No fees no direct deposits
  • Fee-free withdrawals from ATMs around the world
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on CDs
Chime checking account Logo
  • No fees no direct deposits
  • More than 60,000 commission-free ATMs
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on Savings
Ally logo
  • No fees no direct deposits
  • More than 50,000 commission-free ATMs
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on CDs and Savings
Citibank-logo
  • Commissions of $10 if you do not meet requirements
  • No fees at Citibank ATMs
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on CDs

Chase Checking Accounts Video

Here is a video with all Chase checking accounts:

YouTube video
Chase Checking Accounts

Video with the best banks to open a checkint account

Here you have a video with best checking accounts that you can open in The United States:

Best banks to open a checking account in The United States

Frequent questions

If you still have any questions about Chase Premier Plus Checking, we will answer all the questions you may have:

Other Chase products

Here you have a list with products by Chase:

Learn more about Chase

Here are interesting facts about Chase:

InformationDescription
Webhttps://www.chase.com
YouTubehttps://www.youtube.com/chase
Twitterhttps://twitter.com/Chase
Facebookhttps://www.facebook.com/chase
Phone1-800-935-9935
Information about Chase

Content related

Finally, you have content related to checking accounts:

Updated the day 20 March, 2023 by Alfredo Barandiarán

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