Do you want to check out a comprehensive review of Chase Premier Plus Checking? At Responsible Economy, we have conducted an analysis of all its features, including fees, interest rates, welcome bonuses, requirements, and everything you need to know. We also provide a comparison of the best checking accounts you can open in the United States in 2023. Welcome!
Video Chase Premier Plus Checking
We understand that visual content is more engaging, so we have created an explanatory video showcasing all the features of Chase Premier Plus Checking. By the way, if you enjoy our content, please subscribe to our YouTube channel to support us!
Features
Let us walk you through all the features of Chase Premier Plus Checking:
Fees
The account has a $25 monthly fee if you fail to meet certain requirements. To avoid the fee, you need to fulfill at least one of the following conditions:
- Maintain an average balance of $15,000 across all Chase accounts.
- Have a qualifying Chase first mortgage linked to automatic payments from your Chase account.
ATMs
You can withdraw money without any fees at 16,000 Chase ATMs and over 4,600 branches. Additionally, you get four fee-free withdrawals per month at non-Chase ATMs. For subsequent withdrawals, there is a $3 fee per transaction.
Zelle
You can send and receive money within the United States using Zelle without any fees.
Checks
There are no fees for money orders and cashier’s checks.
Debit Card
You will receive a free debit card equipped with chip technology.
Interest Rates
Although the interest offered by this checking account is minimal, you have access to Chase CDs that offer higher interest rates.
Wire Transfers
Incoming wire transfers incur a $15 fee, while outgoing wire transfers have a $25 fee.
Fees
As mentioned earlier, Chase Premier Plus Checking has a $25 monthly fee unless you meet one of the following requirements:
- Maintain an average balance of $15,000 across all Chase accounts.
- Have a qualifying Chase first mortgage linked to automatic payments from your Chase account.

Differences between Chase checking accounts
We have compiled a table illustrating the differences between the various checking accounts you can open with Chase:
Chase Total Checking | Chase Secure Banking | Chase Premier Plus Checking |
---|---|---|
$200 welcome bonus | $0 welcome bonus | $0 welcome bonus |
12$* (fulfilling conditions 0$) | 4,95$* | 25$* (fulfilling conditions 0$) |
Easy to avoid commissions | You can’t avoid commissions | Difficult to avoid commissions |
Zelle service | Zelle service | Zelle service |
Overdraft assist | No Overdraft assist | Overdraft assist |
Fees cashier checks | Fees cashier checks | No fees cashier checks |
Fees at non-Chase ATMs | Fees at non-Chase ATMs | 4 free withdrawals |
Chase fees for checks | No service Chase for checks | No Chase fees for checks |
Pros
Let’s summarize the benefits of having a Chase account:
- Fee-free withdrawals at all Chase ATMs and up to four times at non-Chase ATMs.
- No monthly fees if you meet the requirements.
- Receive a free debit card with chip technology.
Cons
Here are the drawbacks:
- Low interest rates.
- No welcome bonus.
- $25 monthly fee if conditions are not met.
Requirements
The requirements that we must meet to open the Chase account are the following:
- To be over 18 years old.
- Reside in the United States
- Have a Social Security number
- Have a US phone number
How to open a new account
Once you are familiar with the requirements, note that there are two ways to open a bank account: either in a branch or online. If you encounter difficulties opening an account online, we recommend visiting a Chase branch.
Best Banks to open a checking account in 2023
We have created a chart featuring the best banks to open a checking account in the United States:

- It is very easy to avoid monthly commissions
- Welcome bonus of 200 dollars fulfilling conditions
- More than 16,000 ATMs in the United States
- $25 minimum deposit
- Very low interest rates

- It is very easy to avoid monthly commissions
- More than 16,000 ATMs in the United States
- $100 minimum deposit
- No welcome bonus
- High interest rates if you have a lot of savings

- It is very easy to avoid monthly commissions
- Nearly 12,000 ATMs
- $25 minimum deposit
- Welcome bonus of 300 dollars fulfilling conditions
- High interest rates on CDs

- No fees and no requirements
- Nearly 60,000 ATMs
- Welcome bonus of 250 dollars fulfilling conditions
- High interest rates on CDs

- No fees no direct deposits
- Fee-free withdrawals from ATMs around the world
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs

- No fees no direct deposits
- More than 60,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on Savings

- No fees no direct deposits
- More than 50,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs and Savings

- Commissions of $10 if you do not meet requirements
- No fees at Citibank ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs
Conclusion
After conducting our analysis, our conclusion is that Chase Premier Plus Checking does not offer a competitive checking account due to its fees if you fail to meet certain requirements and the ridiculously low interest rate it provides. On the other hand, Chase is one of the banks with the most branches and ATMs throughout the United States.
Chase Checking Accounts Video
Here is a video with all Chase checking accounts:
Video with the best banks to open a checking account
Here you have a video with best checking accounts that you can open in The United States:
Frequent questions
If you still have any questions about Chase Premier Plus Checking, we will answer all the questions you may have:
Other Chase products
Here you have a list with products by Chase:
- Checking accounts: here you have all Chase checking accounts:
- Savings: Chase savings account review.
- Credit cards: all Chase credit cards.
- If you are a student here is the Chase freedom Student credit card review.
- Chase Freedom Unlimited review.
Learn more about Chase
Here are interesting facts about Chase:
Information | Description |
---|---|
Web | https://www.chase.com |
YouTube | https://www.youtube.com/chase |
https://twitter.com/Chase | |
https://www.facebook.com/chase | |
Phone | 1-800-935-9935 |
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Updated the day 1 September, 2023 by Alfredo Barandiarán
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