Do you want to see a complete review of the Chase Private Client checking account? From Responsible Economy we have carried out an analysis of all the features: fees, interest rate, welcome bonus, requirements and everything you need to know. You also have a comparison of the best checking accounts you can open in the United States in 2023. Welcome!
Features
In this section we will see the characteristics of the Chase Private Client checking account:
Fees
In the case of not meeting the requirements, you will have to pay 35 dollars a month or, what is the same, 420 dollars a year. The only requirement that must be met is to have an average balance of $150,000 in the checking account.

Minimum deposit
Although Chase does not mention the minimum initial deposit to open this checking account, you probably won’t be able to open it if you don’t make a minimum initial deposit of $100,000.
Cash withdrawals at ATMs
Chase Private Client checking account allows you to make withdrawals without fees at ATMs around the world.
Zelle
You can send and receive money with Zelle.
Chase overdraft assist
This Chase checking account does not offer Overdraft service as the minimum balance required is $100,000
Bonus
It also does not offer any welcome bonus.
Type of interest
The interest rate that Chase offers to its clients is ridiculous since you can only get 0.01% APY but private banking clients have higher privileges and should talk to their bankers to get their interest rate raised.
Requirements
The only requirements you must meet to open the Chase Private Client are:
- Be a resident of the United States and prove the address where you live
- have social security number
- Have a US phone number
Fees
Although we have already mentioned it before, you will have to pay 35 dollars a month unless you have more than $150,000 in checking account balance.
Pros
We have made a list with all the advantages that the Chase Private Cliente has:
- High number of offices and branches throughout the United States
- Better interest rates than other Chase accounts
- No commissions for withdrawals at ATMs around the world
Cons
Here we show you all the disadvantages:
- Monthly commissions without meeting the conditions
Frequent questions
Now we are going to answer all the questions you may have about Chase Total Checking:
Differences between Chase checking accounts
We have made a table with all the differences between the checking accounts that you can open with Chase:
Chase Total Checking | Chase Secure Banking | Chase Premier Plus Checking |
---|---|---|
12$* (fulfilling conditions 0$) | 4,95$ | 25$* (fulfilling conditions 0$) |
Easy to avoid commissions | You can’t avoid commissions | Difficult to avoid commissions |
Zelle service | Zelle service | Zelle service |
Overdraft assist | No Overdraft assist | Overdraft assist |
Fees cashier checks | Fees cashier checks | No fees cashier checks |
Fees at non-Chase ATMs | Fees at non-Chase ATMs | 4 free withdrawals |
Chase fees for checks | No service Chase for checks | No Chase fees for checks |
Comparison of current accounts in 2023
We have made a chart with the best checking accounts that you can open in the United States:

- It is very easy to avoid monthly commissions
- Welcome bonus of 200 dollars fulfilling conditions
- More than 16,000 ATMs in the United States
- $25 minimum deposit
- Very low interest rates

- It is very easy to avoid monthly commissions
- More than 16,000 ATMs in the United States
- $100 minimum deposit
- No welcome bonus
- High interest rates if you have a lot of savings

- It is very easy to avoid monthly commissions
- Nearly 12,000 ATMs
- $25 minimum deposit
- Welcome bonus of 300 dollars fulfilling conditions
- High interest rates on CDs

- No fees and no requirements
- Nearly 60,000 ATMs
- Welcome bonus of 250 dollars fulfilling conditions
- High interest rates on CDs

- No fees no direct deposits
- Fee-free withdrawals from ATMs around the world
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs

- No fees no direct deposits
- More than 60,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on Savings

- No fees no direct deposits
- More than 50,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs and Savings

- Commissions of $10 if you do not meet requirements
- No fees at Citibank ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs
Chase checking accounts
We have made a video with the main characteristics of Chase checking accounts:
Video with the best banks
Here you have a video with best checking accounts in 2023:
Learn more about Chase
We show you a table that we have made with information of interest about Chase:
Información | Description |
---|---|
Web page | https://www.chase.com/ |
https://www.facebook.com/chase | |
https://twitter.com/Chase | |
Number of telephone | 1-800-935-9935 |
Other Chase products
Here you have a list with products by Chase:
- Checking accounts: here you have all Chase checking accounts:
- Savings: Chase savings account review.
- Credit cards: all Chase credit cards.
- If you are a student here is the Chase freedom Student credit card review.
- Chase Freedom Unlimited review.
Conclusions
After all the analysis carried out, our conclusion is that the Chase Private Client checking account does not offer good conditions since it forces you to have a minimum balance of $150,000 to avoid paying commissions and it does not inform you about the interest rate it offers you.
Related content
Finally, you have articles related to bank accounts:
American Express savings account
Want to learn all about the features of the American Express savings account? Responsible Economy…
Would you like to explore all the features of the Upgrade savings account? Responsible Economy…
Would you like to explore all the features of the Varo savings account? Responsible Economy…
Laurel Road savings account review
Do you want to discover all the features of the Laurel Road savings account? Responsible…
Bask Bank savings account review
Do you want to learn about all the features of the Bask Bank savings account?…
Discover savings account review
¿Do you want to know all the features of the Discover savings account? Responsible Economy…
CFG Bank savings account review
¿Do you want to know all the features of the CFG Bank savings account? Responsible…
Chase Private Client checking account
Do you want to see a complete review of the Chase Private Client checking account?…
¿Do you want to know all the features of the Apple savings account? Responsible Economy…
Updated the day 22 May, 2023 by Alfredo Barandiarán
- American Express savings account welcome bonus - 2 June, 2023
- American Express savings account - 2 June, 2023
- Chase Sapphire Reserve credit card review - 1 June, 2023