Would you like to explore all the checking accounts you can open with U.S. Bank? At Responsible Economy, we present you with a comprehensive list of all the checking accounts available with U.S. Bank, along with their individual features. Let’s get started!
Checking accounts offered by U.S. Bank
Here are the 2 checking accounts you can open with U.S. Bank:
- Smartly Checking account.
- Safe Debit Account.
Now let’s take a look at all the details of each of the 2 accounts.
Smartly Checking Account
The Smartly Checking Account has a monthly fee of $6.95, which you can avoid by meeting one of the following requirements:
- Combined monthly direct deposit
totaling $1,000+. - Average account balance of $1,500
or greater. - Presence of an eligible U.S. Bank
credit card.
To open this checking account, you will need a minimum initial deposit of $25.
The Smartly Checking Account offers a very low interest rate, so we advise you that if you want to save money, you should consider opening one of U.S. Bank’s savings accounts.
Safe Debit Account
The Safe Debit Account has a monthly fee of $4.95 that you cannot avoid. For this reason, it’s a checking account that we cannot recommend under any circumstances.
To open this account, you need to make a minimum deposit of $25.
The Safe Debit Account does not offer any interest on the money in the checking account.
Comparison with the best checking accounts
We have conducted a comparison of U.S. Bank’s checking accounts with the best checking accounts you can open in the United States:

- It is very easy to avoid monthly commissions
- Welcome bonus of 200 dollars fulfilling conditions
- More than 16,000 ATMs in the United States
- $25 minimum deposit
- Very low interest rates

- It is very easy to avoid monthly commissions
- More than 16,000 ATMs in the United States
- $100 minimum deposit
- No welcome bonus
- High interest rates if you have a lot of savings

- It is very easy to avoid monthly commissions
- Nearly 12,000 ATMs
- $25 minimum deposit
- Welcome bonus of 300 dollars fulfilling conditions
- High interest rates on CDs

- No fees and no requirements
- Nearly 60,000 ATMs
- Welcome bonus of 250 dollars fulfilling conditions
- High interest rates on CDs

- No fees no direct deposits
- Fee-free withdrawals from ATMs around the world
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs

- No fees no direct deposits
- More than 60,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on Savings

- No fees no direct deposits
- More than 50,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs and Savings

- Commissions of $10 if you do not meet requirements
- No fees at Citibank ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs
Interesting information about U.S. Bank
We have created a table with relevant information about U.S. Bank:
Information | Description |
---|---|
Website | https://www.usbank.com/ |
https://www.facebook.com/usbank/ | |
https://twitter.com/usbank | |
https://www.instagram.com/usbank/ |
Other U.S. Bank products
We’ve also provided a list of all the U.S. Bank products we have analyzed:
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Updated the day 1 September, 2023 by Alfredo Barandiarán
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