Wells Fargo Clear Access Banking

Do you want to know all the features that Wells fargo Clear Access Banking offers? Alfredo Barandiarán analyzes all Wells Fargo Clear Access Banking for Responsible Economy and compares it with the best checking accounts you can open in the United States. Welcome!

Video Clear Access Banking

We have made a video summarizing all the features of Wells Fargo Clear Access Banking. If you like our content, subscribe to support us and thus receive videos every day:

YouTube video
Wells Fargo Clear Access Banking

Features

We are going to show one by one all the features of Clear Access Banking:

Fees

The bank account has a monthly commission of 5 dollars unless the main account holder is between 13 and 24 years old. There is no other way to avoid this fee.

Minimum deposit

There is no mandatory minimum deposit but at the time of opening the account you need to deposit 25 dollars.

Overdraft Services

This bank account has no overdraft service. If you need this service, here you have all the Wells Fargo checking accounts because most do offer this service.

Zelle

You have the Zelle service to send and receive money instantly.

Requirements

The requirements to open Clear Access Banking are the following:

  • You must be over 13 years old. Those between the ages of 13 and 17 must open the account at a branch. Those who are between 13 and 16 years old must have another co-owner of legal age.
  • Reside in the United States.
  • Have an American phone.
  • Have a social security number

Documents

Now we show you the documents you must present to open Clear Access Banking. One of the following identity verification documents:

  • State-issued or U.S. territory driver’s license
  • State-issued or U.S. territory ID card
  • Passport
  • U.S. Armed Forces ID
  • Permanent resident card
  • Employment authorization card
  • Tribal identification issued by a federally recognized U.S. tribal government

And also one of the following documents:

  • Employee ID
  • Student ID
  • Credit card
  • ID issued by a recognized business or government agency

Fees

As we discussed earlier, there is a $5 monthly fee that you can only avoid if the primary account holder is between the ages of 13 and 24.

Pros

We have made a list with all the advantages that Clear Access Banking has:

  • Those under 25 years of age can open the account without having to pay any commission and without having to meet any requirements
  • More than 12,000 Wells Fargo ATMs in the United States
  • One of the best financial mobile applications

Cons

One of the best financial mobile applications:

  • One of the best financial mobile applications
  • One of the best financial mobile applications
  • Fees for non-Wells Fargo ATM withdrawals

Best banks to open a checking account

We’ve compared Wells Fargo Clear Access Banking to the best checking accounts you can open in 2023:

Logo Chase
  • It is very easy to avoid monthly commissions
  • Welcome bonus of 200 dollars fulfilling conditions
  • More than 16,000 ATMs in the United States
  • $25 minimum deposit
  • Very low interest rates
Bank of America logo
  • It is very easy to avoid monthly commissions
  • More than 16,000 ATMs in the United States
  • $100 minimum deposit
  • No welcome bonus
  • High interest rates if you have a lot of savings
Wells Fargo logo
  • It is very easy to avoid monthly commissions
  • Nearly 12,000 ATMs
  • $25 minimum deposit
  • Welcome bonus of 300 dollars fulfilling conditions
  • High interest rates on CDs
Logo Sofi
  • No fees and no requirements
  • Nearly 60,000 ATMs
  • Welcome bonus of 250 dollars fulfilling conditions
  • High interest rates on CDs
Charles-Schwab-Logo
  • No fees no direct deposits
  • Fee-free withdrawals from ATMs around the world
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on CDs
Chime checking account Logo
  • No fees no direct deposits
  • More than 60,000 commission-free ATMs
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on Savings
Ally logo
  • No fees no direct deposits
  • More than 50,000 commission-free ATMs
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on CDs and Savings
Citibank-logo
  • Commissions of $10 if you do not meet requirements
  • No fees at Citibank ATMs
  • Without minimum deposit
  • No welcome bonus
  • High interest rates on CDs

Video with the best checking accounts

We have made a video explaining the best checking accounts you can open in The United States:

Best checking accounts you can open in The United States

Video with Wells Fargo checking accounts

Here is a video with all the features of Wells Fargo checking accounts:

YouTube video
Wells Fargo checking accounts

How to open a Clear Access Banking

The way to open this bank account depends on how old you are:

  • Those over 17 years of age can open the account online and in bank branches
  • Those between the ages of 13 and 17 must go to a bank branch and open the account with an account holder of legal age.

Those between the ages of 13 and 17 must go to a bank branch and open the account with an account holder of legal age.

Frequent questions

You can see here all the questions you ask us about Wells Fargo Clear Access Banking:

Learn more about Wells Fargo

Here is a table with more information of interest about Wells Fargo:

InformationDescriptcion
Websitehttps://www.wellsfargo.com/
Phone number1-800-869-3557
Facebookhttps://www.facebook.com/wellsfargo/
Twitterhttps://twitter.com/wellsfargo/
YouTubehttps://www.youtube.com/user/wellsfargo
Information about Wells Fargo

Conclusions

After all the analysis carried out and having compared it with the best bank accounts, we can say that Clear Access Banking is only recommended for those who are under 24 years of age and have no monthly income.

Finally, we show you related content about Wells Fargo:

Updated the day 12 May, 2023 by Alfredo Barandiarán

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