Do you want to know all the features, benefits and requirements of Wells Fargo Prime Checking? From Responsible Economy we have carried out an analysis of all the characteristics of the Wells Fargo Prime: fees, rates, requirements and everything you need to know. You can also see a comparison with the best checking accounts. Let’s start!
Video Wells Fargo Prime checking
We have made a summary video with all the features of Wells Fargo Prime checking. If you like our content you can support us by subscribing to our YouTube channel and thus receive videos every day:
Features
We begin the analysis by seeing all the features of Wells Fargo Prime Checking:
Fees
Without a doubt, commissions are one of the most important points of any bank account. This account has a fee of $25 per month unless you have more than $25,000 in your checking account or more than $250,000 in all accounts you have with Wells Fargo
Minimum deposit
It is not mandatory to have a minimum deposit but to open the account you will have to deposit 25 dollars.
Overdraft services
Prime Checking has a bank overdraft service but you should know that you will have to pay commissions each time you have overdrafts
Zelle
You can use the Zelle service to send and receive money without having to pay commissions.
Requirements
These are the minimum requirements you must meet to open a Prime Checking:
- Must be 18 or older (19 in AL)
- Live in the United States and be able to prove it
- have social security number
- Have an American phone number
Documentation
This is the documentation that you will be asked to open the account:
- Social Security number (or ITIN)
- Valid ID (driver’s license, state ID, Matricula card)
- $25 opening deposit online – it’s easy to transfer from another account (new customers: have a check handy)
Fees
Although we have already mentioned it before, you will have to pay $25 per month if you do not meet at least one of the following requirements:
- Have more than $25.000 in the checking account
- Have more than $250,000 in all Wells Fargo accounts
Pros
We have made a table with all the advantages of Wells Fargo Prime Checking:
- You have access to CDs that offer an interest rate higher than 3%. You must hurry because this offer is temporary
- Interest rate discounts on select new loans
- No fee for incoming wire transfers
- Easy to use and intuitive mobile app
Cons
Now we show you in the following list all the disadvantages:
- Commission of 25 dollars per month if you do not meet the conditions
- Very low interest rates on the checking account
- Fees for withdrawals at non-Wells Fargo ATMs
Best checking accounts in 2023
We have made a comparison of the Wells Fargo Checking account with the best checking accounts in 2023:

- It is very easy to avoid monthly commissions
- Welcome bonus of 200 dollars fulfilling conditions
- More than 16,000 ATMs in the United States
- $25 minimum deposit
- Very low interest rates

- It is very easy to avoid monthly commissions
- More than 16,000 ATMs in the United States
- $100 minimum deposit
- No welcome bonus
- High interest rates if you have a lot of savings

- It is very easy to avoid monthly commissions
- Nearly 12,000 ATMs
- $25 minimum deposit
- Welcome bonus of 300 dollars fulfilling conditions
- High interest rates on CDs

- No fees and no requirements
- Nearly 60,000 ATMs
- Welcome bonus of 250 dollars fulfilling conditions
- High interest rates on CDs

- No fees no direct deposits
- Fee-free withdrawals from ATMs around the world
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs

- No fees no direct deposits
- More than 60,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on Savings

- No fees no direct deposits
- More than 50,000 commission-free ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs and Savings

- Commissions of $10 if you do not meet requirements
- No fees at Citibank ATMs
- Without minimum deposit
- No welcome bonus
- High interest rates on CDs
Video with the best checking accounts
We have made a video comparing the best checking accounts:
How to open a Well Fargo Prime Checking
You can open this checking account in two different ways: online or in branches. Remember to have all the documentation ready to make the form faster.
Video Wells Fargo checking accounts
Here you can watch a video with the main features of Wells Fargo checking accounts:
Frequent questions
You can see here all the questions you ask us about Wells Fargo Prime Checking:
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Updated the day 12 May, 2023 by Alfredo Barandiarán
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