¿Do you want to know all the features of the Apple savings account? Responsible Economy analyzes the fees, requirements, yields and all the conditions that Apple offers in its savings account. We also show you a comparison with the best savings accounts that you can open in the United States and a explanatory video.
Explicative video
We have made a video summarizing in a very simple way all the features of the Apple savings account. If you like our content, don’t hesitate to support us with a subscription and thus receive videos every day:
Features
In this section, you can see all the features of the Apple savings account.
Interest rate
Undoubtedly, the most important point of any savings account is the yield. The interest rate offered is 4.15% APY. Apple offers one of the highest interest rates on savings accounts in the United States.
Fees
It is very important to know the commissions because their can lower the returns. Apple offers an online savings account with no opening fees and no monthly maintenance fees.
Minimum deposit
It is not necessary to make a minimum deposit to open the savings account.
Deposit funds
You can deposit funds into the Apple savings account by making bank transfers.
Best savings accounts 2023
We have made a comparison of the Apple savings account with the best savings accounts you can open in the United States in 2023. We show you the main characteristics of each savings account:
- 4,05% APY
- Minimum deposit: $100
- No welcome bonus
- Member FDIC
- 3,75% APY
- Minimum deposit: $0
- Welcome bonus: $100
- Member FDIC
- 3,75% APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC
- 3,75% APY
- Minimum deposit: $0
- Welcome bonus: $250
- Member FDIC
- 3,60% APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC
- 3,40% APY
- Minimum deposit: $0
- Member FDIC
- No welcome bonus
- 3,40 APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC
Video with the best savings accounts
We also have made a video with the best savings accounts:
Pros and cons
Once we have seen all the features of the Apple savings account and analyzed the main characteristics of the best savings accounts, we are in a position to see a table with all the advantages and disadvantages:
| Pros | Cons |
|---|---|
| High yields | No branches in the United States |
| No fees | |
| No minimum balance |
Requirements
Opening the savings account is very simple, you just have to meet the following requirements:
- Must be over 18 years old
- Have a Apple credit card
- Have an Iphone
- Live in the United States
- Have an American phone
Documentation
They may also ask you for the following documentation:
- Certified copy of identity document (for each applicant): in most cases this will be your current, valid passport although some other types of ID are acceptable.
- Certified copy or original proof of address (for each applicant): your proof of address will normally be a bank or building society statement or a utility bill.
- Your signed Client Agreement.
Frequent questions
Here we answer all the questions you may have:
Conclusions and opinions
After all the review, our opinion is that Apple offers one of the best savings accounts in the United States because you can get a very high interest rate, there are no commissions and there is no minimum deposit. On the other hand, it is mandatory to have an Iphone and Apple credit card.
More information about Barclays
Here you have interest information about Apple:
| Information | Description |
|---|---|
| Website | https://www.apple.com/ |
| https://www.facebook.com/apple/ | |
| https://twitter.com/Apple | |
| Phone | https://www.youtube.com/user/Apple/videos |
Calculadora de Depósitos Bancarios
Resultados:
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Updated the day 19 May, 2023 by Alfredo Barandiarán
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