Do you want to see a complete review of the Chase savings account? From Responsible Economy we have analyzed the interest rate, requirements, conditions and all the features offered by the Chase savings account. You also have an explanatory video and a comparison with the best savings accounts of 2023. Welcome!
Video with all features
The first thing we do is show you a video with all the features of the Chase savings account:
Features
In this section we show you the most important points of the Chase savings account:
Interest rate
The interest rate offered by Chase is 0.01% APY. This interest rate is ridiculous because there are banks that are offering an interest rate higher than 4%. We cannot understand why Chase offers such a low interest rate on such an important product.
Terms
Savings accounts do not have terms or penalties for withdrawals. You can leave the money in the account and withdraw it whenever you want.
Fees
The Chase Savings account has a fee of $5 per month unless you meet one of the following requirements:
- A balance at the beginning of each day of $300 or more in this account
- $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account
- Chase College Checking account linked to this account for Overdraft Protection
- An account owner who is an individual younger than 18
- A linked Chase Premier Plus Checking, Chase Sapphire, Checking, or Chase Private Client Checking account
Best savings accounts 2023
We have made a comparison of the Chase savings account with the best savings accounts you can open in the United States in 2023:

- 4,05% APY
- Minimum deposit: $100
- No welcome bonus
- Member FDIC

- 3,75% APY
- Minimum deposit: $0
- Welcome bonus: $100
- Member FDIC

- 3,75% APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC

- 3,75% APY
- Minimum deposit: $0
- Welcome bonus: $250
- Member FDIC

- 3,60% APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC

- 3,40% APY
- Minimum deposit: $0
- Member FDIC
- No welcome bonus

- 3,40 APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC
Video with the best savings accounts
Here you also have a video with the best savings account that you can open in 2023:
Pros and cons
Once we have seen all the characteristics of the Chase savings account and we have compared it with the best savings accounts, we have made a table with all the advantages and disadvantages:
Pros | Cons |
---|---|
High number of ATMs | Interest rate very lower |
High number of branches | Commissions if you do not meet the requirements |
Member of FDIC |
Requirements
To open this savings account you have to meet the following requirements:
- Must be over 18 years old
- Live in the United States
- Have a checking account with Chase
Frequent questions
If you still have any questions, we will answer all your questions here:
More information about Chase
Here you have a interest information about Chase:
Information | Description |
---|---|
website | https://www.chase.com/ |
https://twitter.com/Chase | |
https://www.facebook.com/chase | |
Phone | 1-800-935-9935 |
Anothers product of Chase
You can also see all the products Chase offers:
Checking accounts: here you have all chase checking accounts. The most popular account is Chase Total Checking.
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Updated the day 23 February, 2023 by Alfredo Barandiarán
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