Do you want to know all the features of the Marcus by Goldman Sachs savings account? Responsible Economy analyzes the Marcus by Goldman Sachs savings account in depth: requirements, advantages, rates and everything you need to know. We also show you a comparison with the best savings accounts that you can open in the United States in 2023. Welcome!
Features
In this first section we show you the features of the Marcus by Goldman Sachs savings account:
Rates
The interests offered by savings accounts are the most important point. The interest rate offered by this account is one of the highest in the United States. Right now the yield is 3,75% APY.
Fees
This savings account has no commissions. You can open the account and if you don’t use it you won’t have to pay anything.
Minimum deposit
You can open the Marcus by Goldman Sachs savings account without having to make a minimum deposit.
Comparison with the best checking accounts
We have made a comparison of Marcus by Goldman Sachs with the best savings accounts you can open in 2023:
- 4,05% APY
- Minimum deposit: $100
- No welcome bonus
- Member FDIC
- 3,75% APY
- Minimum deposit: $0
- Welcome bonus: $100
- Member FDIC
- 3,75% APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC
- 3,75% APY
- Minimum deposit: $0
- Welcome bonus: $250
- Member FDIC
- 3,60% APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC
- 3,40% APY
- Minimum deposit: $0
- Member FDIC
- No welcome bonus
- 3,40 APY
- Minimum deposit: $0
- No welcome bonus
- Member FDIC
Video with the best savings accounts
We have made a video video with the main features of the best 7 savings accounts that you can open in the United States:
How much money can we earn?
The money that we can earn depends directly on the interest rate and the terms. The longer we have the money in the savings account, the more money we will earn.
To give an example, if we have $100,000 in a period of one year we will generate $3.750 but if we have $50,000 it would be $1,875.
Pros and cons
Once we have seen all the features offered by the Marcus by Goldman Saches savings account and have compared it to the best savings accounts, let’s look at a table with all the advantages and disadvantages:
| Pros | Cons |
|---|---|
| High yield | Savings account with better rates |
| No minimum deposit | |
| No fees |
Requirements
The requirements to open the Marcus by Goldman Sachs savings account are the following:
- Must to be 18 years old
- Live in the United States
- Have an American phone
- Open the savings account online. Marcus by Goldman sachs is an online bank.
Frequent questions
Here we answer all the questions you may have about Marcus by Goldman Sachs savings account:
Conclusion and opiniones
After our review, our opinion is that the Marcus by Goldman Sachs savings account is one of the best savings accounts you can open in the United States because it has no fees, offers a very high interest rate, and it is not necessary to make a minimum deposit. On the other hand, we must mention that it does not have branches because it is an online bank.
Other Marcus by Goldman Sachs products
If you are interested in getting higher returns, you can check out Marcus by goldman Sachs CDs review here.
More information about Marcus by Goldan Sachs
We have made a table with information of interest about Marcus by Goldman Sachs:
| Information | Description |
|---|---|
| YouTube | https://www.youtube.com/channel/UCH_Pjk5cZFpwNkU5aRP_fIA |
| Website | https://www.marcus.com/ |
| https://twitter.com/marcus | |
| Phone | 1-855-730-7283 |
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Updated the day 16 February, 2023 by Alfredo Barandiarán
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