Chase High School Checking Account review

Are you interested in a thorough review of Chase High School Checking? At Responsible Economy, we’ve conducted an in-depth analysis of its features, including fees, interest rates, welcome bonuses, requirements, and everything you need to know. Additionally, we provide a comprehensive comparison of the best student checking accounts available in the United States. Welcome!

Features

In this section, we’ll show you all the features that Chase’s High School checking account offers:

Fees

Chase High School Checking comes with no monthly maintenance fees. This offer is available for students aged 13 to 17 when opening an account with a parent or guardian as a co-owner. The account must be connected to the parent or guardian’s personal checking account

Minimum deposit

Chase does not provide information about whether a minimum deposit is required to open the account. The most common practice is that banks may require you to deposit a minimum amount of $25.

Cash withdrawals at ATMs

You can withdraw money from Chase ATMs without any fees. However, using non-Chase ATMs incurs a $3 fee for each cash withdrawal.

Zelle

Chase High School Checking allows you to conveniently send and receive money using Zelle.

Overdraft assist

This checking account does not offer overdraft service.

Early direct deposit

It does not offer overdraft service because it’s a youth-oriented account.

Bonus

It also does not provide any welcome bonus.

Summary table

Here’s a summary table with all the features of Chase High School Checking:

FeatureDetails
Fees$0
Minimum DepositChase doesn’t provide minimum deposit information (Commonly $25)
Cash Withdrawals at ATMsChase ATMs: No fees
Non-Chase ATMs: $3 per cash withdrawal
ZelleSend and receive money using Zelle
Chase Overdraft AssistNo service
Early Direct DepositNo service
Bonus$0
Chase High School Checking features

Requirements

To open a Chase High School Checking, you must meet the following requirements:

  • Having an adult co-owner is mandatory.
  • Reside in the United States and provide proof of your address.
  • Have a Social Security number.
  • Possess a US phone number.
  • Be at least 13 years old.

Pros

We have made a list with all the advantages that the Chase account has:

  • Wide availability of offices and branches throughout the United States.
  • No fees.
  • One of the best online checking accounts in the country.

Cons

Here we show you all the disadvantages:

  • Very low interest rates on the checking account.

Differences between Chase checking accounts

We have compiled a table highlighting the differences between the various checking accounts offered by Chase:

Chase Total CheckingChase Secure BankingChase Premier Plus Checking
12$* (fulfilling conditions 0$)4,95$25$* (fulfilling conditions 0$)
Easy to avoid commissionsYou can’t avoid commissionsDifficult to avoid commissions
Zelle serviceZelle serviceZelle service
Overdraft assistNo Overdraft assistOverdraft assist
Fees cashier checksFees cashier checksNo fees cashier checks
Fees at non-Chase ATMsFees at non-Chase ATMs4 free withdrawals
Chase fees for checks
No service Chase for checks
No Chase fees for checks
Differences between Chase checking accounts

Comparison of checking accounts in 2023

We’ve created a table featuring the best student checking accounts available for opening in the United States:

Logo Chase
  • It is very easy to avoid monthly commissions.
  • Welcome bonus of 100 dollars fulfilling conditions.
  • More than 16,000 ATMs in the United States.
  • $25 minimum deposit.
  • Very low interest rates.
Capital ONE MONEY Teen checking
  • It is very easy to avoid monthly commissions.
  • $0 welcome bonus.
  • More than 70,000 ATMs in the United States.
  • $0 minimum deposit.
  • Very low interest rates.
Truist Bank logo
  • $0 fees up to 23 years old.
  • $0 welcome bonus
  • Two withdrawals free
  • $0 minimum deposit
  • Very low interest rates
BMO logo
  • $0 Annual fees
  • $0 welcome bonus
  • ATMs free: BMO and Allpoints
  • $0 minimum deposit
  • Very low interest rates
Logo U.S. Bank
  • Easy to avoid monthly commissions
  • $0 welcome bonus
  • ATMs free: U.S. Bank
  • $0 minimum deposit
  • Very low interest rates
TD Bank logo
  • Easy to avoid monthly commissions
  • $0 welcome bonus
  • ATMs free: TD Bank
  • $0 minimum deposit
  • Very low interest rates
Capital ONE MONEY Teen checking
  • No monthly fees
  • $0 welcome bonus
  • More than 70,000 ATMs in the United States
  • $0 minimum deposit
  • High interest rates.
Logo PNC Bank
  • It is very easy to avoid monthly commissions
  • $0 welcome bonus
  • fulfilling conditions
  • More than 60,000 ATMs in the United States
  • $25 minimum deposit ($0 online)
  • Very low interest rates
Bank of America logo
  • It is very easy to avoid monthly commissions
  • No welcome bonus
  • More than 16,000 ATMs in the United States
  • $100 minimum deposit
  • No welcome bonus
  • High interest rates if you have a lot of savings
Wells Fargo logo
  • It is very easy to avoid monthly commissions
  • Nearly 12,000 ATMs
  • $25 minimum deposit
  • Welcome bonus of 300 dollars fulfilling conditions
  • High interest rates on CDs

Pros and cons

We have created a table outlining all the pros and cons of High School Checking:

ProsCons
Large number of ATMsNo welcome bonus
Large number of branchesNo interest rate
High fees for transfers
Chase High School Checking pros and Cons

Video Chase Checking accounts

We have made a video with the main characteristics of Chase checking accounts:

YouTube video
Chase Checking accounts

Video with the best banks

Here you have a video with best checking accounts in 2023:

Best banks in 2023

Frequent questions

Frequently asked questions about Chase High School Checking:

Learn more about Chase

Here’s a table we put together with some info about Chase that you might find helpful.

InformationDescription
Web pagehttps://www.chase.com/
Facebookhttps://www.facebook.com/chase
Twitterhttps://twitter.com/Chase
Number of telephone1-800-935-9935
Information about Chase

Other Chase products

Here you have a list with products by Chase:

Conclusions

After our analysis, our conclusion is that the Chase High School Checking account is not a competitive option because it doesn’t offer any interest on the account balance, lacks a welcome bonus, and incurs fees for bank transfers. On the positive side, Chase is one of the safest banks with a widespread network of branches and ATMs across the United States.

Related content

Finally, you have articles related to bank accounts:

Updated the day 1 September, 2023 by Alfredo Barandiarán

¿De cuánta utilidad te ha parecido este contenido?

Haz click en una estrella para votar

Promedio de puntuación 5 / 5. Número de votos 7

Se el primero en dejar un comentario!

Alfredo Barandiarán
Latest posts by Alfredo Barandiarán (see all)

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.