Do you want to know how long it takes to get a loan with Upstart? At Responsible Economy, we’ll answer this question by explaining the entire loan application process to you. Let’s get started!
Loan application process with Upstart
The first step to apply for a loan with Upstart is by filling out your personal information online on their website. This initial step only takes about 5 minutes. Later on, you’ll need to submit the documentation, and Upstart will need to review it within the next 48 hours.
After they review the documentation, you will need to accept the loan. If you accept your loan before 5 p.m. Eastern Time (excluding weekends and holidays), your funds will be sent on the following business day. Loans used to cover education-related expenses are subject to a 3-business-day waiting period between loan acceptance and funding in accordance with federal law.
Combining the time for document review and money transfer, you can have the funds in your bank account within a minimum of 2 days and a maximum of 5 days.
Tips to expedite the loan process
To expedite the loan process, we advise you to fill out the form accurately and in line with your actual information. Later, when they request documentation, any discrepancies can slow down the process.
It’s also important to stay attentive to both your mobile phone and email, as Upstart may try to reach out to you at any moment.
Other loans similar to Upstart include
Here is a comprehensive list of other loans similar to Upstart. You will be able to see the key features of each loan:
- APR: 8.99-25.81%
- Terms: 2-7 years
- Amount: $5,000-$100,000
- Credit Score: no
- APR: 7.99-25.49%
- Terms: 2-12 years
- Amount: $5,000-$100,000
- Credit Score: 660
- APR: 6.50-35.99%
- Terms: 3-5 years
- Amount: $1,000-$50,000
- Credit Score: no
- APR: 10.50-29.99%
- Terms: 2-5 years
- Amount: $5,000-$40,000
- Credit Score: 640
- APR: 8.24-35.97%
- Terms: 2-7 years
- Amount: $1,000-$50,000
- Credit Score: 560
- APR: 8.99-35.99%
- Terms: 3-5 years
- Amount: $2,000-$50,000
- Credit Score: 600
- APR: 11.69-35.93%
- Terms: 3-5 years
- Amount: $1,000-$50,000
- Credit Score: 560
- APR: 6.99-24.99%
- Terms: 3-7 years
- Amount: $2,500-$40,000
- Credit Score: 660
- APR: 9.116-29.99%
- Terms: 3-5 years
- Amount: $2,000-$45,000
- Credit Score: 640
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Updated the day 1 September, 2023 by Alfredo Barandiarán
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