Do you want to know all the features of the Barclays certificate of deposit? From Responsible Economy we have carried out an analysis with the interest rate it offers, its commissions, requirements and everything you need to know. We also show you a comparison with the best deposits in 2023. Welcome!
Video with all features
Here is a video with all the characteristics of the Barclays certificate of deposit. If you want daily information you can subscribe to our YouTube channel and thus support us!
Features
In this section, we explain in detail all the characteristics of the Barclays certificate of deposit:
Interest rates
The interest rate offered by Barclays depends on the term you choose. The maximum rate you can get is 4.50 APY. This type of interest can be obtained at 12 or 18 months. We leave you below an image with all the terms and interest rates.
Terms
As you have seen in the previous point, you can request the certificate of deposit with a minimum term of one year and a maximum of 5 years.
fees
The Barclays certificate of deposit is commission free. The opening of the certificate of deposit is free and has no monthly interest.
Minimum deposit
You do not need to make a minimum deposit or have an average balance on the CD.
Best certificate of deposit in 2023
We have made a comparison of the Barclays certificate of deposit with the best certificates of deposits that you can open in 2023. You have in the table the main characteristics of each CD:
- 5% APY
- Minimum deposit: $0
- Term: 11 months
- Member FDIC
- 4,40% APY
- Minimum deposit: $5000
- Term: 12 months
- Member FDIC
- 4,65% APY
- Minimum deposit: $1000
- Term: 13 months
- Member FDIC
- 4,60% APY
- Minimum deposit: $0
- Term: 14 months
- Member FDIC
- 4,60% APY
- Minimum deposit: $1000
- Term: 12 months
- Member FDIC
- 4,55% APY
- Minimum deposit: $1000
- Term: 12 months
- Member FDIC
- 4,50% APY
- Minimum deposit: $0
- Term: 12 months
- Member FDIC
- 4,50% APY
- Minimum deposit: $1000
- Term: 12 months
- Member FDIC
Video with the best certificates of deposit
Here you a have a video with 10 the best certificate of deposit that you can open in the United States:
Pros and cons
Once we have seen all the characteristics of the Barclays certificate of deposit and we have compared it with the best certificates of deposit in the United States, we have made a table with all the advantages and disadvantages;
| Pros | Cons |
|---|---|
| High interest rate | Low number of ATMs |
| No fees | Low number of branches |
| No minimum deposit |
Requirements
We have made a list with all requirements that you must meet:
- Be over 18 years old
- Live in the United States
- Have a Social Security
- Have an American checking account
Frequent questions
If you still have any doubts, here we will solve all your questions:
Conclusion and opinions
After all the analysis carried out, our opinion is that the Barclays certificate of deposit offers very good conditions due to its high interest rate, it does not have monthly commissions or a minimum deposit. On the other hand, it has very few offices and ATMs.
More information about Barclays
We have made a table with interest information about Barclays:
| Information | Description |
|---|---|
| Website | https://www.banking.barclaysus.com/ |
| https://twitter.com/barclaysbankus | |
| https://www.facebook.com/BarclaysBankUS/ | |
| Phone | 888-710-8756 |
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Updated the day 22 February, 2023 by Alfredo Barandiarán
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