Do you want to see a complete review of the Briodirect certificate of deposit? From Responsible Economy we have carried out an analysis of all its features: interest rate, terms, fees and everything you need to know. You will also be able to see a comparison of the best certificates of deposit in the United States in 2023 and an explanatory video. Welcome!
Explicative video
We have made a video summarizing in a very simple way all the features of the Briodirect Certificate of deposit. If you like our content, don’t hesitate to support us with a subscription and thus receive videos every day:
Features
In this section we show you in detail each of the characteristics:
Interest rate
The interest rate of the certificates of deposit varies according to the terms chosen. Here is a table with the different terms and interest rates:
Maturity Ranges | Rates up to |
---|---|
12 months | 5.25% APY |
24 Months | 2.30% APY |
36 Months | 2.45% APY |

Briodirect offers a competitive certificate of deposit because you can get an interest rate of 5.25% APY.
Fees
Always look at the annual or monthly maintenance fees. This certificate of deposit has no maintenance fees and is free to open.
Minimum deposit
This certificate of deposit requires a minimum of $500.
Best certificate of deposit in 2023
We have made a ranking with the best certificates of deposit that we can open in the United States in 2023:

- 5% APY
- Minimum deposit: $0
- Term: 11 months
- Member FDIC

- 4,40% APY
- Minimum deposit: $5000
- Term: 12 months
- Member FDIC

- 4,65% APY
- Minimum deposit: $1000
- Term: 13 months
- Member FDIC

- 4,60% APY
- Minimum deposit: $0
- Term: 14 months
- Member FDIC

- 4,60% APY
- Minimum deposit: $1000
- Term: 12 months
- Member FDIC

- 4,55% APY
- Minimum deposit: $1000
- Term: 12 months
- Member FDIC

- 4,50% APY
- Minimum deposit: $0
- Term: 12 months
- Member FDIC

- 4,50% APY
- Minimum deposit: $1000
- Term: 12 months
- Member FDIC
Pros and cons
After seeing all the features of the Briodirect certificate of deposit and which are the best CDs in the United States, we have made a table with all the advantages and disadvantages:
Pros | Cons |
---|---|
No fees | Minimum deposit $500 |
5.25% APY | |
Requirements
To open this certificate of deposit you must meet the following requirements:
- Live in the United States
- Must be over 18 years old
- Have a Social Security
- American account number
Conclusion
After our review, our conclusion is that Briodirect offers a competitive certificate of deposit because you can get up to an interest rate of up to 5.25% APY, it has no commissions and you can request a term of up to 36 months. On the other hand, the minimum deposit is $500.
Frequent questions
Now we answer all the questions you may have about the Briodirect certificate of deposit:
More information about Briodirect
Here is a table with information of interest about Briodirect:
Information | Description |
---|---|
Website | https://www.briodirectbanking.com/ |
https://twitter.com/briodirect | |
https://www.facebook.com/BrioDirect |
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Updated the day 15 May, 2023 by Alfredo Barandiarán
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