Do you want to discover all the credit cards offered by BMO Harris? At Responsible Economy, we present you with all the features that BMO credit cards offer, along with a comparison to the best credit cards available. Let’s get started!
Credit cards offered by BMO Harris
Here we provide you with a list of the credit cards you can apply for with BMO Harris:
- BMO Harris Bank Cash Back Mastercard.
- BMO Harris Bank Platinum Mastercard.
- BMO Harris Bank Platinum Rewards Mastercard.
- BMO Harris Bank Premium Rewards Mastercard.
BMO Harris Bank Cash Back Mastercard
Here’s a summary of the features of the BMO Harris Bank Cash Back Mastercard:
- Welcome Offer: Earn $200 cash back when you spend $2,000 in the first 3 months of account opening.
- Cash Back Categories:
- 5% cash back on eligible streaming, cable TV, and satellite services.
- 3% cash back on eligible gas and grocery purchases.
- 1% cash back on all other eligible purchases.
- Cash Back Limit: Up to $2,500 in gas and grocery purchases each calendar quarter.
- Annual Fee: $0
- Balance Transfer Offer: Enjoy 0% APR on balance transfers for the first 12 months from the date of the first transfer when completed within 90 days of account opening.
- Summary of Credit Terms: Refer to the provided information for detailed rate and fee information.
BMO Harris Bank Cash Back Mastercard offers a generous cash back structure, including a welcome offer, favorable cash back rates on various categories, and the opportunity to save on interest with balance transfers.
BMO Harris Bank Platinum Mastercard
Here’s a summary of the features of the BMO Harris Bank Platinum Mastercard:
- Introductory APR:
- 0% introductory APR on purchases for 15 months from the account opening date. After that, a variable APR applies, currently ranging from 17.99% to 25.99%, based on your creditworthiness.
- 0% introductory APR on balance transfers for 15 months from the date of the first transfer, when transfers are completed within 90 days of opening the account. After that, a variable APR applies, currently ranging from 17.99% to 25.99%, based on your creditworthiness.
- Annual Fee: $0
- Balance Transfer Offer: Benefit from 0% APR on balance transfers for the first 15 months from the date of the first transfer when completed within 90 days of account opening.
- Summary of Credit Terms: Refer to the provided information for detailed rate and fee information.
This card is designed to help you save on both purchases and balance transfers, with an extended introductory period of 0% APR.
BMO Harris Bank Platinum Rewards Mastercard
Here’s a summary of the features of the BMO Harris Bank Platinum Rewards Mastercard:
- Welcome Offer: Earn 25,000 points when you spend $2,000 in the first 3 months of opening the account.
- Rewards Structure:
- Earn 2 points per $1 spent on eligible gas and groceries, up to $2,500 in combined spend each calendar quarter.
- Earn 1 point per $1 spent on all other eligible purchases.
- Anniversary Bonus: Receive a 10% bonus on points every year.
- Annual Fee: $0
This card stands out with its rewards system, including a welcome offer, bonus points, and a focus on earning points for gas and groceries.
BMO Harris Bank Premium Rewards Mastercard
Here’s a summary of the features of the BMO Harris Bank Premium Rewards Mastercard:
- Welcome Offer: Earn 35,000 points when you spend $5,000 in the first 3 months of opening the account.
- Rewards Structure:
- Earn 3 points per $1 spent on eligible hotel, dining, and airfare, up to $2,500 in combined spend each calendar quarter.
- Earn 1 point per $1 spent on all other eligible purchases.
- Anniversary Bonus: Receive a 15% bonus on points every year.
This card offers premium rewards tailored for travel enthusiasts, including a substantial welcome offer, bonus points, and higher points for specific categories.
Comparison with the best credit cards
We have conducted a comparison of BMO Harris credit cards with the best credit cards in the United States:
- Fees: $0
- Cashback: 1,5%-6,5%
- Bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 2%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $95
- Cashback: 1x-5x
- Welcome bonus: 60.000 points
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-10%
- Welcome bonus:$200
- Credit Score: 690-850
- Fees: $95
- Cashback: 2x-5x
- Welcome bonus:75.000 miles
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 4%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 5%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $0
- Credit Score: 690-850
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