BMO Harris Bank Platinum Mastercard credit card

Would you like to delve into an in-depth analysis of the BMO Harris Bank Platinum Mastercard credit card? Responsible Economy has conducted an extensive examination of its attributes, encompassing factors such as fees, interest rates, eligibility requirements, and all the essential details you should be informed about. Additionally, we’ve assembled a comparison of the leading credit cards currently accessible in the United States for the year 2023. So, without further delay, let’s begin this exploration!

Features

In this section, you’ll find all the specifics about the BMO Harris Bank Platinum Mastercard:

Fees

When it comes to credit cards, the presence of monthly or annual fees is a crucial consideration. With the BMO Harris Bank Platinum Mastercard credit card, you’ll be pleased to know that there are no fees attached, offering you a fee-free choice.

Interest rate

During the initial 15 months, you have the opportunity to benefit from an introductory offer featuring a 0% APR (Annual Percentage Rate). Following this introductory period, starting from the fifteenth month onward, the interest rate will fluctuate within the range of 17.99% to 25.99% APR.

Bonus

The BMO Harris Bank Platinum Mastercard doesn’t provide any welcome bonus.

Cash Back

The BMO Harris Bank Platinum Mastercard also does not offer any cash back for purchases made with the card.

Summary table

Here is a summary table with all features of the BMO Harris Bank Platinum Mastercard credit card:

AspectDetails
Fees$0
Interest Rate17.99% to 25.99% APR
Introductory offer15 months 0% APR
Welcome Bonus$0
Cash Back BenefitsNo
BMO Harris Bank Platinum Mastercard credit card summary table features

Comparison with the best credit cards 2023

We’ve conducted a thorough comparison between the BMO Harris Bank Platinum Mastercard credit card and other top credit cards available in the United States for 2023:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Pros and cons

After reviewing all the features and comparing the BMO Harris Bank Platinum Mastercard credit card with other options, we have compiled a table highlighting its advantages and disadvantages:

ProsCons
No annual feesExcellent credit score
APR introductory offerNo Welcome bonus
No cash back
BMO Harris Bank Cash Back Mastercard credit card pros and cons

Requiremts

To be eligible for the BMO Harris Bank Platinum Mastercard credit card, you must meet the following requirements:

  • Excellent credit score
  • Must be over 18 years old
  • Have a Social Security
  • Live in the United States
  • Have an American phone

Frequent questions

We have addressed common questions you may have about the BMO Harris Bank Platinum Mastercard credit card:

Conclusions and opinions

After conducting our analysis, our opinion is that The BMO Harris Bank Platinum Mastercard credit card is not a competitive credit card choice. It doesn’t provide any welcome bonus or cash back for purchases made. However, on the positive side, it’s a fee-free credit card and comes with a 15-month introductory offer at 0% APR.

Interesting information about BMO

We have created a table with relevant information about BMO:

InformationDescription
Websitehttps://www.bmo.com/en-us
Facebookhttps://www.facebook.com/bmoUSA
Twitterhttps://twitter.com/BMO_US
Instagramhttps://www.instagram.com/bmo_US/
Linkedinhttps://www.linkedin.com/company/bmo-us
Interesting information about BMO

Other BMO products

We’ve also provided a list of all the BMO Harris products we have analyzed:

Related content

Finally you have a related posts about credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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