Capital One Quicksilver Rewards for fair credit

Do you want to check out a comprehensive review of the Capital One Quicksilver credit card designed for individuals with fair credit? Responsible Economy has thoroughly analyzed all its features, including fees, interest rates, requirements, and everything essential to be aware of. Moreover, we’ve compiled a comparison of the finest credit cards available in the United States this year, 2023. So, without further ado, let’s dive right in!

Explanatory Video

We’ve put together an informative video highlighting all the features of the Capital One Quicksilver credit card for fair credit. If you enjoy our content, don’t forget to subscribe to support us and receive daily videos:

Features

Capital One Quicksilver credit card designed for individuals with fair credit features

In this section, we provide a detailed overview of all the features of the Capital One Quicksilver credit card for individuals with fair credit:

Fees

This credit card has a $39 annual fee. Most Capital One credit cards do not have fees.

However, it’s important to note that there are two penalties that may incur fees:

  • Late payment: up to $40
  • Return payment: up to $40

Interest rate

If you pay off your purchases in full at the end of each month, you won’t have to pay any interest charges. However, if you choose to carry a balance, the card has an interest rate of 29.99% APR. Remember, it’s crucial to make timely payments to avoid additional fees.

Please note that this card does not offer an introductory APR offer.

Bonus

The Capital One Quicksilver for fair credit does not currently offer a welcome bonus. However, other Capital One cards provide bonuses of up to $200.

Cash Back

You’ll enjoy unlimited 1.5% cash back on all your purchases.

Comparison with the best credit cards 2023

We’ve conducted a thorough comparison between the Capital One Quicksilver Rewards for fair credit and other top credit cards available in the United States for 2023:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Pros and cons

After reviewing all the features and comparing the Capital One Quicksilver credit card with other options, we have compiled a table highlighting its advantages and disadvantages:

ProsCons
Fair credit scoreExcellent credit score
No APR introductory offer
No welcome bonus
Capital One Quicksilver Reward for fair credit pros and cons

Requiremts

To be eligible for the Capital One Quicksilver Rewards for fair credit, you must meet the following requirements:

  • Good credit score
  • Must be over 18 years old
  • Have a Social Security
  • Live in the United States
  • Have an American phone

Frequent questions

We have addressed common questions you may have about the Capital One Quicksilver for fair credit:

Conclusions and opinions

Based on our comprehensive review, we conclude that the Capital One Quicksilver Rewards for fair credit may not be the most competitive card option, as it lacks a welcome bonus and introductory APR offer. Furthermore, it has an annual fee of $39. However, it still has its benefits and can be suitable for individuals seeking consistent cash back rewards.

More information about Capital One

We have made a table with interesting information about Capital One:

InformationDescription
Websitehttps://www.capitalone.com/
Facebookhttps://www.facebook.com/capitalone/
YouTubehttps://www.youtube.com/user/capitalone/
Twitterhttps://twitter.com/capitalone
Phone1-800-289-1992
Interesting information about Capital One

Anothers product of Capital One

You also have a list with more Capital One products:

Related content

Finally you have a related posts about credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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