Do you want to see a complete review of the Capital One Quicksilver credit card? From Responsible Economy we have analyzed all the features: fees, interest rate, requirements and everything you need to know. You will also be able to see a comparison of the best credit cards in the United States in 2023. Let’s start!
Video explicative
We have made an explanatory video with all the features of the Capital One Quicksilver credit card. If you like our content, subscribe to support us and receive videos every day:
Features
In this section we show in detail all the features of the Capital One Quiksilver credit card:
Fees
Capital One Quiksilver credit card has no annual maintenance fees and it’s free to apply.
There are two penalties that have commissions so you should try to avoid them:
- Late payment: up to $40
- Return payment: up to $40
Interest rate
If you pay all the purchases made at the end of the month you will not have to pay commissions but if you defer payments you will have an interest rate between 19.74% to 29.74% APR. Remember that it is very important to pay on time so as not to pay more fees.
There is an offer in which the first 15 months you have 0% APR.
Bonus
You have a $200 welcome bonus as long as you spend $500 in the first 3 months from account opening.
Cash Back
You have unlimited 1.5% cash back on all purchases you make.
Comparison with the best credit cards 2023
We have made a comparison of the Capital One Quicksilver with the best credit cards that you can apply for in the United States in 2023:
- Fees: $0
- Cashback: 1,5%-6,5%
- Bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 2%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $95
- Cashback: 1x-5x
- Welcome bonus: 60.000 points
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-10%
- Welcome bonus:$200
- Credit Score: 690-850
- Fees: $95
- Cashback: 2x-5x
- Welcome bonus:75.000 miles
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 4%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 5%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $0
- Credit Score: 690-850
Pros and cons
Once we have seen all the characteristics of the Capital One Quicksilver credit card and we have compared it with all the credit cards in the United States, we have made a table with all the advantages and disadvantages:
| Pros | Cons |
|---|---|
| No annual fees | Excellent credit score |
| 0% APR first 15 months | |
| Welcome bonus |
Requiremts
To apply for the Capital One Quicksilver credit card you must meet the following requirements:
- Excellent credit score
- Must be over 18 years old
- Have a Social Security
- Live in the United States
- Have an American phone
Frequent questions
Now we answer all the questions you may have about the Capital One Quicksilver credit card:
Conclusions and opinions
After the review carried out, our conclusion is that the Capital One Quicksilver credit card is a competitive credit card because it has a $200 welcome bonus, it has no annual commissions and you have unlimited 1.5% cash back on all purchases. On the other hand, to get this card you must have an excellent credit score.
More information about Capital One
We have made a table with information of interest about Capital One:
| Information | Description |
|---|---|
| Website | https://www.capitalone.com/ |
| https://www.facebook.com/capitalone/ | |
| https://twitter.com/capitalone | |
| Phone | 1-800-289-1992 |
Anothers product of Capital One
You also have a list with more Capital One products:
- Certifate of deposit: Here you have a Capital One CD review.
- Checking account: Capital One 360 checking account review.
- Savings account: Capital One savings account review.
- Capital One credit cards.
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Updated the day 1 September, 2023 by Alfredo Barandiarán
Alfredo Barandiarán is not only passionate about finance and the economy, but also has more than 10 years of experience helping people find the best possible financial product. He has worked for 5 years at Iahorro and 2 years at Atrapacrédito. He has currently been running the financial comparator Responsible Economy for 3 years. I graduated in business from Complutense University of Madrid and has studied at ESIC and CEF. You can see all the professional experience of Alfredo Barandiarán on his LinkedIn profile
