Do you want to see a complete review of all the credit cards that you can request with Chase? From Responsible Economy we show you the characteristics, commissions, requirements and everything you need to know about Chase credit cards. In addition, you have a comparison of the best credit cards in the United States and an explanatory video.
Video with all Chase credit cards
The first thing we do is show you a video with the characteristics of each Chase credit card. If you want to support us you can subscribe to the channel and also receive daily information:
All Chase credit cards
In this section we give you the information of each Chase card:
Chase Freedom Unlimited
Chase Freedom Unlimited has no annual maintenance fees and applying for credit cards is free. He has a welcome bonus of $200. To get this bonus you have to spend $500 in purchases in the first 3 months. The first year offers 5% cashback on grocery items with a spending limit of $12,000. This means that the first year you can get up to $600 cashback and added to the $200 bonus, you can get up to $800 the first year.
The 5% cashback is not valid at supermarkets like Walmart or Target that have their own points card. You have unlimited 3% cashback on dining at restaurants and drugstore purchases. You also get 5% on travel purchased through Chase Ultimate Rewards and unlimited 1.5% on all purchases.
It’s a Visa credit card. The interest rate for deferring payments varies in a range of 19.49%–28.24%. The first 15 months the interest rate is 0%.
Chase Freedom Flex
Chase Freedom Flex has no annual commissions and the welcome bonus is exactly the same than Chase Freedom Unlimited. The difference is that the Chase Freedom Flex offers 5% cashback every quarter up to $1500 in grocery stores and Gas Station, but the unlimited cashback is lower because it is 1%. Chase Freedom Flex is a Mastercard credit card. Chase Freedom Flex and Chase Freedom Unlimited are supported, you can have both credit cards.
Chase Sapphire Preferred
Chase Sapphire Preferred is a credit card for all those who travel and want discounts on travel points. You have a welcome bonus of 60,000 points as long as you spend $4,000 in the first 3 months. This means you can earn $750 toward travel when redeemed through Chase Ultimate Rewards. Nothing is free in this life since this credit card has an annual maintenance cost of $95.
Earn 5 points on travel purchased through Chase Ultimate Rewards, 2 points on other travel purchases 3 points on dining, including eligible delivery services, takeout and dining out, 3 points on online grocery purchases (excluding Target, Walmart and wholesale clubs), 3 points on select streaming services and 1 point per dollar spent on all other purchases. To give you an idea, each point is like a 1% discount. The interest rate for deferring payments varies in a range of 20.49%–27.49% and it’s a visa credit card.
With this credit card you will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Chase Freedom Student
The Chase Freedom Student credit card is a student-only credit card. It has a welcome bonus of $50 whenever you make the first purchase in the first 3 months. It has no annual maintenance fees and offers 1% cashback on all purchases. It is a visa credit card. Deferring payments has an interest rate of 19.49% variable. It is a credit card designed to build credit.
Comparison with the best credit cards
We have made a comparison of Chase credit cards with the best credit cards you can apply for in the United States in 2023:
- Fees: $0
- Cashback: 1,5%-6,5%
- Bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 2%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $95
- Cashback: 1x-5x
- Welcome bonus: 60.000 points
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-10%
- Welcome bonus:$200
- Credit Score: 690-850
- Fees: $95
- Cashback: 2x-5x
- Welcome bonus:75.000 miles
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $200
- Credit Score: 690-850
Pros and cons
Once we have seen the main characteristics of Chase credit cards and we have compared it with the best credit cards, you have a table with all the advantages and disadvantages:
| Pros | Cons |
|---|---|
| Most do not have commissions | The checking account requires direct deposits to avoid paying commissions |
| Cashback up to 5% | |
| Bonus up to $800 first year |
Requirements
The requirements to apply for a credit card with Chase are the following:
- Must be over 18 years old
- Have a good or excellent credit score (except students)
- Live in the United States
- Have a Social Security
Frequent questions
If you still have questions about Chase credit cards, we answer them all here:
Conclusion and opinions
After all the review, our conclusion is that Chase offers good conditions on its credit cards because some of them do not have commissions, they offer welcome bonuses and discounts on purchases. On the other hand, we miss a secured credit card and that the Chase checking account does not require direct deposits to avoid fees.
Anothers products of chase
Here are more products that Chase offers::
- Checking accounts: here you have all Chase checking accounts:
- Savings: Chase savings account review.
More information about Chase
Here you have interest information about Chase:
| Information | Description |
|---|---|
| Website | https://www.chase.com/ |
| YouTube | https://www.youtube.com/chase |
| https://twitter.com/Chase | |
| Phone | 1-800-432-3117 |
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Updated the day 28 February, 2023 by Alfredo Barandiarán
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