Chase Freedom Flex credit card review

Do you want to see a complete review of the Chase Freedom Flex credit card? From Responsible Economy we have analyzed all the features: fees, interest rate, requirements and everything you need to know. You will also be able to see a comparison of the best credit cards in the United States in 2023. Let’s start!

Explanatory Video

We’ve put together an informative video highlighting all the features of the Chase Freedom Flex. If you enjoy our content, don’t forget to subscribe to support us and receive daily videos:

YouTube video
Chase Freedom Flex

Features

In this section we show in detail all the features of the Chase Freedom Flex credit card:

Fees

This Chase credit card has no annual maintenance fees and it’s free to apply.

There are two penalties that have commissions so you should try to avoid them:

  • Late payment: up to $40
  • Return payment: up to $40

Interest rate

If you pay all the purchases made at the end of the month you will not have to pay commissions but if you defer payments you will have an interest rate between 19.49% to 28.24% APR. Remember that it is very important to pay on time so as not to pay more fees.

There is an offer in which the first 15 months you have 0% APR.

Bonus

You have a $200 welcome bonus as long as you spend $500 in the first 3 months from account opening.

During the first year you have a 5% cash back on grocery store purchases (excluding Target and Walmart) up to $12,000 spent in the first year (that’s $600 cash back).

Cash Back

You have up to 5% cash back per quarter up to a spend of $1,500. This 5% cash back is only in certain categories that change every quarter.

In addition, we leave you a list with the different Cash Backs according to the purchase category:

  • Earn 5% on travel purchased through Chase Ultimate Rewards.
  • Earn 3% on dining at restaurants, including takeout and eligible delivery services.
  • Earn 3% on drugstore purchases.
  • Earn 1% on all other purchases.

Comparison with the best credit cards 2023

We have made a comparison of the Chase Freedom Flex with the best credit cards that you can apply for in the United States in 2023:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Pros and cons

Once we have seen all the characteristics of the Chase Freedom Flex credit card and we have compared it with all the credit cards in the United States, we have made a table with all the advantages and disadvantages:

ProsCons
No annual feesGood or excellent credit score
0% APR first 15 months
Welcome bonus
Up to 5% cash back
Pros and cons Chase Freedom Flex credit card

Requiremts

To apply for the Chase Freedom Flex credit card you must meet the following requirements:

  • Good or excellent credit score
  • Must be over 18 years old
  • Have a Social Security
  • Live in the United States
  • Have an American phone

Frequent questions

Now we answer all the questions you may have about the Chase Freedom Flex:

Conclusions and opinions

After the review carried out, our conclusion is that the Chase Freedom Flex is a competitive credit card because it has a $200 welcome bonus, it has no annual commissions and you have up to 5% cash back. On the other hand, to get this card you must have a good or excellent credit score.

Anothers products of Chase

Here are more products that Chase offers:

More information about Chase

Here you have interest information about Chase:

InformationDescription
Websitehttps://www.chase.com/
YouTubehttps://www.youtube.com/chase
Twitterhttps://twitter.com/Chase
Phone1-800-432-3117
Interest information about Chase

Related content

Finally you have a related posts about credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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