Do you want to see a complete review of the Chase Freedom Flex credit card? From Responsible Economy we have analyzed all the features: fees, interest rate, requirements and everything you need to know. You will also be able to see a comparison of the best credit cards in the United States in 2023. Let’s start!
Features
In this section we show in detail all the features of the Chase Freedom Flex credit card:
Fees
This Chase credit card has no annual maintenance fees and it’s free to apply.
There are two penalties that have commissions so you should try to avoid them:
- Late payment: up to $40
- Return payment: up to $40
Interest rate
If you pay all the purchases made at the end of the month you will not have to pay commissions but if you defer payments you will have an interest rate between 19.49% to 28.24% APR. Remember that it is very important to pay on time so as not to pay more fees.
There is an offer in which the first 15 months you have 0% APR.
Bonus
You have a $200 welcome bonus as long as you spend $500 in the first 3 months from account opening.
During the first year you have a 5% cash back on grocery store purchases (excluding Target and Walmart) up to $12,000 spent in the first year (that’s $600 cash back).
Cash Back
You have up to 5% cash back per quarter up to a spend of $1,500. This 5% cash back is only in certain categories that change every quarter.
In addition, we leave you a list with the different Cash Backs according to the purchase category:
- Earn 5% on travel purchased through Chase Ultimate Rewards.
- Earn 3% on dining at restaurants, including takeout and eligible delivery services.
- Earn 3% on drugstore purchases.
- Earn 1% on all other purchases.
Comparison with the best credit cards 2023
We have made a comparison of the Chase Freedom Flex with the best credit cards that you can apply for in the United States in 2023:
- Fees: $0
- Cashback: 1,5%-6,5%
- Bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 2%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $95
- Cashback: 1x-5x
- Welcome bonus: 60.000 points
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-10%
- Welcome bonus:$200
- Credit Score: 690-850
- Fees: $95
- Cashback: 2x-5x
- Welcome bonus:75.000 miles
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $200
- Credit Score: 690-850
Pros and cons
Once we have seen all the characteristics of the Chase Freedom Flex credit card and we have compared it with all the credit cards in the United States, we have made a table with all the advantages and disadvantages:
| Pros | Cons |
|---|---|
| No annual fees | Good or excellent credit score |
| 0% APR first 15 months | |
| Welcome bonus | |
| Up to 5% cash back |
Requiremts
To apply for the Chase Freedom Flex credit card you must meet the following requirements:
- Good or excellent credit score
- Must be over 18 years old
- Have a Social Security
- Live in the United States
- Have an American phone
Frequent questions
Now we answer all the questions you may have about the Chase Freedom Flex:
Conclusions and opinions
After the review carried out, our conclusion is that the Chase Freedom Flex is a competitive credit card because it has a $200 welcome bonus, it has no annual commissions and you have up to 5% cash back. On the other hand, to get this card you must have a good or excellent credit score.
Anothers products of Chase
Here are more products that Chase offers:
- Checking accounts: here you have all Chase checking accounts:
- Savings: Chase savings account review.
- Credit cards: all Chase credit cards.
- If you are a student here is the Chase freedom Student credit card review.
- Chase Freedom Unlimited review.
More information about Chase
Here you have interest information about Chase:
| Information | Description |
|---|---|
| Website | https://www.chase.com/ |
| YouTube | https://www.youtube.com/chase |
| https://twitter.com/Chase | |
| Phone | 1-800-432-3117 |
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Updated the day 6 March, 2023 by Alfredo Barandiarán
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