Chase Freedom Unlimited credit card review

Do you want to see a complete review of Chase Freedom Unlimited Credit Card? From Responsible Economy we show you all the features: fees, interest rate, cash back and everything you need to know. You will also be able to see an explanatory video and a comparison with the best credit cards that you can apply for in 2023. Welcome!

Chase Freedom Unlimited

We have made a video with the main features of Chase Freedom Unlimited. If you like our content, subscribe to our YouTube channel to support us and receive videos every day:

Features

In this section you have all the detailed characteristics of the Chase Freedom Unlimited credit card:

Fees

Undoubtedly the commissions are one of the most important points of any credit card. The Chase Freedom Unlimited has no annual maintenance fees. It’s a free credit card.

If you want to make a balance transfer in the first 90 days you have an offer with a commission of $5 or 3%. After 90 days, the fee is $5 or 5% of the amount of each transfer, whichever is greater.

Cash advances have commissions of $10 or 5% of the amount of each transaction, whichever is greater.

Transactions abroad have a commission of $3.

Interest rate

If you pay for purchases at the end of the month you will not have to pay any charges. Deferred purchases have an interest rate of 19.49% to 28.24% APR, based on your creditworthiness.

0% intro APR for 15 months from account opening on purchases and balance transfers.

Bonus

You have a welcome bonus of $200 whenever you make purchases of $500 in the next 3 months. You also get 5% cash back on grocery stores (excluding Target and Walmart) up to a total of $12,000 spent. This means that you can take another $600 in cash back the first year. If we add the bonus and the cash back, you can get $800 the first year.

Cash back

We show you a list with all the cash back you have available:

  • Unlimited 1.5% cash back.
  • Earn 3% on dining at restaurants, including takeout and eligible delivery services.
  • Earn 3% on drugstore purchases.
  • Earn 5% on travel purchased through Chase Ultimate Rewards.

Comparison with the best credit cards

We have made a comparison of the Chase Freedom Unlimited with the best credit cards that you can apply for in the United States in 2023:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Video Chase credit cards

We have also made a video with all Chase credit cards:

Pros and cons

After seeing all the characteristics of the Chase Freedom Unlimited credit card and comparing it with the best credit cards, we have made a table with all the advantages and disadvantages:

ProsCons
No feesGood or excellent credit score
Welcome bonusCash back 5% only first year
Cash back up to 5% first year
Pros and cons Chase Freedom Unlimited credit card

Requirements

These are the requirements to apply for this Chase credit card:

  • Must be over 18 years old
  • Live in the United States
  • Have a Social Security
  • Credit score good or excellent
  • Have an American phone

Conclusions and opinions

After the review, our opinion is that Chase Freedom Unlimited credit card is one of the best cards in the United States because it has no commissions, you have a bonus of $200 and the first year cash back is 5%. On the other hand, to get this card you must have a good or excellent credit score.

Frequent questions

Here we answer all the questions you may have about the Chase Freedom Unlimited:

Anothers products of Chase

Here are more products that Chase offers:

More information about Chase

Here you have interest information about Chase:

InformationDescription
Websitehttps://www.chase.com/
YouTubehttps://www.youtube.com/chase
Twitterhttps://twitter.com/Chase
Phone1-800-432-3117
Interest information about Chase

Related content

Finally you have a related posts about credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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