Do you want to see a complete review of the Discover It Secure credit card? From Responsible Economy we show you all the features: fees, requirements, bonuses, cash back and everything you need to know about the Discover It Secured Credit Card. We also show you a comparison of the best credit cards and an explicative video. Welcome!
Explicative video
The first thing we do is show you a video with all the features of the Discover It Secured Credit Card. You can support us by subscribing to the channel and thus also receive videos every day:
Features
In this section we explain each feature in detail:
Fees
Nobody wants to pay commissions so this is a very important point. This Discover credit card has no annual fees, making it a free credit card.
Cash back
One of the main reasons why credit cards are contracted is for cash back or discounts for purchases.
You have 2% cashback in restaurants and gas station every quarter with a limit of $1000. Once you reach this limit, the cash back is unlimited 1%.
Bonus
You have a welcome bonus the first year for which Discover matches the money earned in cash back. If you’ve earned $300 in cash back, Discover gives you another $300.
Interest rate
If you pay the purchases at the end of each month you will not have to pay any interest but if you decide to defer the payments, the interest rate is 27.24% APR.
Credit score
Discover It Secure Credit Card is a card that can be obtained without having a credit score. It is a perfect credit card to build or rebuild a credit score.
Comparison with the best credit cards
We have made a comparison of the Discover It Secure Credit Card with the best credit cards you can apply for in the United States in 2023:
- Fees: $0
- Cashback: 1,5%-6,5%
- Bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 2%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $95
- Cashback: 1x-5x
- Welcome bonus: 60.000 points
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-10%
- Welcome bonus:$200
- Credit Score: 690-850
- Fees: $95
- Cashback: 2x-5x
- Welcome bonus:75.000 miles
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $200
- Credit Score: 690-850
Pros and cons
After seeing all the features of the Discover It Secure Credit Card and seeing the comparison with the best credit cards, we have made a table with all the advantages and disadvantages:
| Pros | Cons |
|---|---|
| No fees | Other credit cards with higher bonuses and cash back |
| No credit score required | |
| Bonus | |
| Cash back |
Requirements
The requirements to contract this credit card are the following:
- Must to be over 18 years old
- Live in the United States
- Have a Social Security
Conclusión and opinions
After all the analysis, we can say that the Discover It Secure Credit Card is one of the best credit cards that we can use to start building or rebuilding a credit score because it has no annual commissions, it is not necessary to have a credit score and it has cash back and welcome bonus.
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Updated the day 3 March, 2023 by Alfredo Barandiarán
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