Discover It Student Cash Back credit card review

Do you want to see a complete review of Discover It Student Cash Back credit card? From Responsible Economy we show you all the features: fees, interest rate, requirements, cash back and everything you need to know about the Discover It Student credit card. We also show you a comparison of the best credit cards and an explanatory video. Welcome!

Features

The first thing we do is show the features of the Discover It Student Cash Back credit card in detail:

Fees

We imagine that nobody wants to pay commissions so this is one of the most important points. This credit card has no annual fees and applying for the card is free.

Cash back

Most credit cards offer cash back or discounts on purchases. You have a 5% cash back on purchases you make at Amazon up to a maximum of $1,500 per quarter. Once you hit that limit, you get unlimited 1% cash back on all purchases.

Purchases made at stores like Walmart or Target that have their own points card do not have the 5% discount.

Credit score

The biggest problems in contracting a credit card is not meeting the minimum credit score. This Discover student credit card can be applied for with no credit score or with a bad credit score. It’s perfect for everyone who wants to build or rebuild their credit score.

Bonus

The bonus offered by Discover on this credit card is very interesting. Discover matches all the cash back earned during the first year. If you’ve got $300 in cash back, Discover gives you another $300.

Comparison with the best credit cards

We have made a comparison of the Discover It Student Cash Back credit card with the best credit cards you can apply for in the United States in 2023:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Pros and cons

Once we have seen the characteristics of the Discover It Student credit card and have compared it with the best credit card, it is time to see a table with all the advantages and disadvantages::

ProsCons
No feesThere are other credit cards with higher bonuses and cash back
No credit score
Cash back up to 5%
Welcome bonus
Pros and cons Discover It Student credit card

Requirements

The requirements to contract this Discover credit card are:

  • Must be over 18 years old
  • Live in the United States
  • Have an American phone

Conclusion and opinions

After the review carried out, our opinion is that the Discover It Cash Back credit card is a very good option for all those who do not have a credit score or are looking to improve it because it has no commissions, offers Cash back and bonuses, and it is not necessary to have a credit score. On the other hand, there are credit cards that offer higher cash back and bonuses.

Frequent questions

Now we answer all the questions you may have about the Discover It Student credit card:

Anothers product of Discover

Here you can see all Discover credit cards. If you only want information about credit cards with no credit score here you have Discover Secured credit card review.

More information about Discover

We have made a table with interest infomation about Discover:

InformationDescription
Websitehttps://www.discover.com/
Twitterhttps://twitter.com/discover
Facebookhttps://www.facebook.com/discover
Phone1-800-347-2683
Interest information about Discover

Related content

Finally, you have related posts about credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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