Interested in a comprehensive review of the Milestone credit cards? Responsible Economy has conducted a thorough analysis covering aspects such as fees, cashback rewards, discounts, interest rates, and all the essential details you need to be informed about the Milestone credit cards. Feel free to explore and learn more. Let’s get started!
Credit cards offered by Milestone
Milestone offers up to 3 different types of credit cards, which we show you in the following list:
- Gold 300.
- Gold 301.
- Gold 322.
Milestone Gold 300
The Milestone Gold 300 credit card has an annual maintenance fee of $35. If we pay at the end of the month, we don’t have to pay any fee, but deferring payments has an interest rate of 24.9% APR. In the case of cash advances, the interest rate is 29.9% APR. It doesn’t offer any benefits like cash back or a welcome bonus.
Milestone Gold 301
The Milestone Gold 301 credit card has an annual maintenance fee of $75, and $99 from the second year onwards. If we pay at the end of the month, we don’t have to pay any fee, but deferring payments has an interest rate of 24.9% APR. In the case of cash advances, the interest rate is 29.9% APR. It doesn’t offer any benefits like cash back or a welcome bonus.
Milestone Gold 322
The Milestone Gold 322 credit card has an annual maintenance fee of $59, and $59 also from the second year onwards. If we pay at the end of the month, we don’t have to pay any fee, but deferring payments has an interest rate of 24.9% APR. In the case of cash advances, the interest rate is 29.9% APR. It doesn’t offer any benefits like cash back or a welcome bonus.
Summary table
We have created a summary table with all features:
| Credit Card | Annual Fee | Annual Fee from 2nd year | Deferred Payment APR | Cash Advance APR | Benefits |
|---|---|---|---|---|---|
| Milestone Gold 300 | $35 | $35 | 24.9% APR | 29.9% APR | None |
| Milestone Gold 301 | $75 | $99 | 24.9% APR | 29.9% APR | None |
| Milestone Gold 322 | $59 | $59 | 24.9% APR | 29.9% APR | None |
Comparison with the best credit cards 2023
We have conducted a comparison of Milestone credit cards with the best credit cards you can apply for in the United States:
- Fees: $0
- Cashback: 1,5%-6,5%
- Bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 2%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $95
- Cashback: 1x-5x
- Welcome bonus: 60.000 points
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-10%
- Welcome bonus:$200
- Credit Score: 690-850
- Fees: $95
- Cashback: 2x-5x
- Welcome bonus:75.000 miles
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 4%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 5%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $0
- Credit Score: 690-850
Video best credit cards
We also show you an explanatory video with all the characteristics of each credit card:
Pros and cons
After a comprehensive review of the Milestone credit card and a thorough comparison with some of the top credit cards available, we’ve assembled a table outlining the advantages and disadvantages for your consideration:
| Pros | Cons |
|---|---|
| Easy approval | Annual fees up to $99 |
| High fees for deferred payments | |
| No cashback |
Requirements
These are the requirements that you must meet to contract this credit card:
- Must be at least 18 years old, have a valid social security number, physical address, and a US IP address.
- Credit score required: below of 500.
- Not have had a Milestone Mastercard Account that charged off due to delinquency.
- Meet additional credit qualification criteria, including a review of your income and your debt, and identity verification requirements.
Opinions and conclusion
After the analysis conducted, our conclusion is that Milestone credit cards are not advisable because they have monthly fees, do not offer any cashback for purchases made, deferring purchases incurs high interests, and they do not provide any welcome bonus. On the other hand, Milestone credit cards are easy to be approved for.
Frequent questions
If you still have any questions, here we answer all the questions:
More information about Milestone
Here is more information about Milestone:
| Information | Description |
|---|---|
| Website | https://www.milestonegoldcard.com/ |
| Phone | 1-800-305-0330 |
| Address | Genesis FS Card Services | PO Box 4477 Beaverton, OR | 97076-4477 |
| FAQ | https://www.milestonegoldcard.com/faq |
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Updated the day 1 September, 2023 by Alfredo Barandiarán
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