Milestone credit cards review

Interested in a comprehensive review of the Milestone credit cards? Responsible Economy has conducted a thorough analysis covering aspects such as fees, cashback rewards, discounts, interest rates, and all the essential details you need to be informed about the Milestone credit cards. Feel free to explore and learn more. Let’s get started!

Credit cards offered by Milestone

Milestone offers up to 3 different types of credit cards, which we show you in the following list:

  • Gold 300.
  • Gold 301.
  • Gold 322.

Milestone Gold 300

The Milestone Gold 300 credit card has an annual maintenance fee of $35. If we pay at the end of the month, we don’t have to pay any fee, but deferring payments has an interest rate of 24.9% APR. In the case of cash advances, the interest rate is 29.9% APR. It doesn’t offer any benefits like cash back or a welcome bonus.

Milestone Gold 301

The Milestone Gold 301 credit card has an annual maintenance fee of $75, and $99 from the second year onwards. If we pay at the end of the month, we don’t have to pay any fee, but deferring payments has an interest rate of 24.9% APR. In the case of cash advances, the interest rate is 29.9% APR. It doesn’t offer any benefits like cash back or a welcome bonus.

Milestone Gold 322

The Milestone Gold 322 credit card has an annual maintenance fee of $59, and $59 also from the second year onwards. If we pay at the end of the month, we don’t have to pay any fee, but deferring payments has an interest rate of 24.9% APR. In the case of cash advances, the interest rate is 29.9% APR. It doesn’t offer any benefits like cash back or a welcome bonus.

Summary table

We have created a summary table with all features:

Credit CardAnnual FeeAnnual Fee from 2nd yearDeferred Payment APRCash Advance APRBenefits
Milestone Gold 300$35$3524.9% APR29.9% APRNone
Milestone Gold 301$75$9924.9% APR29.9% APRNone
Milestone Gold 322$59$5924.9% APR29.9% APRNone
Milestone credit cards features

Comparison with the best credit cards 2023

We have conducted a comparison of Milestone credit cards with the best credit cards you can apply for in the United States:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Video best credit cards

We also show you an explanatory video with all the characteristics of each credit card:

Best credit cards

Pros and cons

After a comprehensive review of the Milestone credit card and a thorough comparison with some of the top credit cards available, we’ve assembled a table outlining the advantages and disadvantages for your consideration:

ProsCons
Easy approvalAnnual fees up to $99
High fees for deferred payments
No cashback
Pros and Cons Milestone credit card

Requirements

These are the requirements that you must meet to contract this credit card:

  • Must be at least 18 years old, have a valid social security number, physical address, and a US IP address.
  • Credit score required: below of 500.
  • Not have had a Milestone Mastercard Account that charged off due to delinquency.
  • Meet additional credit qualification criteria, including a review of your income and your debt, and identity verification requirements.

Opinions and conclusion

After the analysis conducted, our conclusion is that Milestone credit cards are not advisable because they have monthly fees, do not offer any cashback for purchases made, deferring purchases incurs high interests, and they do not provide any welcome bonus. On the other hand, Milestone credit cards are easy to be approved for.

Frequent questions

If you still have any questions, here we answer all the questions:

More information about Milestone

Here is more information about Milestone:

InformationDescription
Websitehttps://www.milestonegoldcard.com/
Phone1-800-305-0330
AddressGenesis FS Card Services | PO Box 4477 Beaverton, OR | 97076-4477
FAQhttps://www.milestonegoldcard.com/faq
More inforrmation about Milestone

Related content

Finally you have a related posts about credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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