Milestone Gold 301 credit card

Interested in an in-depth analysis of the Milestone Gold 301 credit card? Here at Responsible Economy, we’ve thoroughly examined its attributes, covering aspects such as charges, potential cashback rewards, available discounts, interest rates, and all the essential insights you require regarding the Gold 301 credit card. Join us as we delve into the details and enhance your comprehension. Let’s get started!

Features

In this section we explain in detail each point of the Milestone Gold 301 credit card:

Fees

One of the most significant aspects of a credit card is the maintenance fees. The Milestone Gold 301 carries a fee of $75 for the first year and $99 from the second year onwards. It’s important to note that many banks and financial institutions in the United States offer credit cards with no annual fees.

Cashback

Another crucial point is the cashback on purchases. The Milestone Gold 301 credit card doesn’t offer any cashback on purchases. This is another unfavorable feature of this card.

Welcome bonus

Many banks and financial institutions offer a welcome bonus when you sign up for a credit card, but Milestone doesn’t provide such a bonus. This sets Milestone apart in this regard.

Rates

When you choose to settle your credit card balance at the end of each month, you can avoid incurring any fees. However, if you opt to delay the payment of your purchases, it’s important to note that the interest rate applied is 24.99% APR.

Summary table

We have created a summary table with all features:

AspectDetails
Fees$75 first year and after $99
CashbackNo
Rates24.99% APR
Milestone Gold 301 Credit card features

Comparison with the best credit cards 2023

We have conducted a comparison of Milestone Gold 301 Credit card with the best credit cards you can apply for in the United States:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Video best credit cards

We also show you an explanatory video with all the characteristics of each credit card:

Best credit cards

Pros and cons

After a comprehensive review of the Milestone Gold 301 Credit card and a thorough comparison with some of the top credit cards available, we’ve assembled a table outlining the advantages and disadvantages for your consideration:

ProsCons
Easy approval$75 maintenance fee for the first year, and $99 from the second year onwards
24.99% APR
No cashback
Milestone Gold 301 Credit card

Requirements

These are the requirements that you must meet to contract this credit card:

  • Minimum credit score needed: Less than 500.
  • Applicants must be a minimum of 18 years old, have a valid social security number, a physical address, and a US IP address.
  • Applicants who have previously held a Milestone Mastercard Account that resulted in delinquency and charge-off are ineligible.
  • Applicants need to meet supplementary credit qualification standards, including an evaluation of income, debt, and identity verification prerequisites.

Opinions and conclusion

Following our conducted analysis, our assessment is that the Milestone Gold 301 Credit Card is not a credit card we recommend. The initial year comes with a $75 fee, which escalates to $99 from the second year onward. Deferring payments incurs a 24.99% APR interest rate, with no cashback rewards on purchases or welcome bonus offered. On a positive note, it does provide easy approval for applicants.

Frequent questions

If you still have any questions, here we answer all the questions:

More information about Milestone

Here is more information about Milestone:

InformationDescription
Websitehttps://www.milestonegoldcard.com/
Phone1-800-305-0330
AddressGenesis FS Card Services | PO Box 4477 Beaverton, OR | 97076-4477
FAQhttps://www.milestonegoldcard.com/faq
More inforrmation about Milestone

Related content

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Updated the day 1 September, 2023 by Alfredo Barandiarán

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