Curious about a comprehensive review of the Milestone Gold 322 credit card? At Responsible Economy, we’ve conducted a thorough evaluation of its features, including fees, potential cashback rewards, applicable discounts, interest rates, and all the crucial information you need to know about the Gold 322 credit card. Let’s get started!
Features
In this section we explain in detail each point of the Milestone Gold 322 credit card:
Fees
One of the most significant aspects of a credit card is the maintenance fees. The Milestone Gold 322 comes with an annual maintenance fee of $59. It’s worth emphasizing that numerous banks and financial institutions in the United States provide credit cards without any annual fees.
Cashback
Yet another significant aspect to consider is the cashback feature for purchases. Regrettably, the Milestone Gold 322 credit card does not provide any cashback rewards for purchases. This absence of cashback is an additional drawback of this card.
Welcome bonus
Numerous banks and financial institutions extend a welcome bonus upon signing up for a credit card; however, Milestone does not present such an offer. This distinctive characteristic sets Milestone apart in this aspect.
Rates
Opting to clear your credit card balance by the end of each month ensures that you steer clear of any fees. Nevertheless, should you decide to postpone the settlement of your purchases, it’s crucial to be aware that an interest rate of 24.99% APR will be applied.
Summary table
We have created a summary table with all features:
| Aspect | Details |
|---|---|
| Fees | $59 |
| Cashback | No |
| Welcome bonus | $0 |
| Rates | 24.99% APR |
Comparison with the best credit cards 2023
We have conducted a comparison of Milestone Gold 322 Credit card with the best credit cards you can apply for in the United States:
- Fees: $0
- Cashback: 1,5%-6,5%
- Bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 2%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $95
- Cashback: 1x-5x
- Welcome bonus: 60.000 points
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-10%
- Welcome bonus:$200
- Credit Score: 690-850
- Fees: $95
- Cashback: 2x-5x
- Welcome bonus:75.000 miles
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $200
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 4%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 5%
- Welcome bonus: $0
- Credit Score: 690-850
- Fees: $0
- Cashback: up to 3%
- Welcome bonus: $0
- Credit Score: 690-850
Video best credit cards
We also show you an explanatory video with all the characteristics of each credit card:
Pros and cons
After a comprehensive review of the Milestone Gold 322 Credit card and a thorough comparison with some of the top credit cards available, we’ve assembled a table outlining the advantages and disadvantages for your consideration:
| Pros | Cons |
|---|---|
| Easy approval | $59 Annual fees |
| 24.99% APR | |
| No cashback |
Requirements
These are the requirements that you must meet to contract this credit card:
- Required Minimum Credit Score: Below 500.
- Applicants must be at least 18 years old and possess a valid social security number, a physical address, and a US IP address.
- Applicants with a prior history of a Milestone Mastercard Account resulting in delinquency and charge-off are not eligible.
- Applicants must fulfill additional credit qualification criteria, including an assessment of income, debt, and identity verification requirements.
Opinions and conclusion
Based on our analysis, we have concluded that the Milestone Gold 322 Credit Card is not a card we would recommend. The annual maintenance fee amounts to $59. Opting for deferred payments results in a 24.99% APR interest rate, without any cashback incentives for purchases or a welcome bonus. However, it is noteworthy that this card offers easy approval for applicants.
Frequent questions
If you still have any questions, here we answer all the questions:
More information about Milestone
Here is more information about Milestone:
| Information | Description |
|---|---|
| Website | https://www.milestonegoldcard.com/ |
| Phone | 1-800-305-0330 |
| Address | Genesis FS Card Services | PO Box 4477 Beaverton, OR | 97076-4477 |
| FAQ | https://www.milestonegoldcard.com/faq |
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Updated the day 1 September, 2023 by Alfredo Barandiarán
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