Ocean credit cards

Do you want to know all the credit cards that you can request with Ocean? From Responsible Economy we have analyzed all the credit cards that you can request with Ocean. You will also be able to see a comparison of the best credit cards in the United States in 2023. Let’s start!

Type of credit cards

Ocean offers up to 3 different types of credit cards:

  • International World Black
  • International Platinum Rewards
  • Platinum

We are going to explain in detail the characteristics of each card:

Platinum

The Platinum credit card is a secured credit card. This means that we can request it without a credit score or with a very low credit score. These cards force you to previously deposit the money as a guarantee. Once you have been good to pay, the money deposited will be returned to you.

The interest rate of this card varies between t, 14.24% to 22.24%. Now, the first 12 months you have an offer in which you do not pay interest.

This credit card does not have annual commissions but it does not have cash back either.

International Platinum Rewards

Ocean International Platinum Rewards credit card although the first 12 months is free.

The interest rate varies between 14.24% to 22.24% but the first 12 months is 0%.

For every dollar spent with the card you receive one point. But we have no information on how much each point is worth in dollars. Normally these types of points are equivalent to a discount between 0.5% and 1%.

World Back

Ocean’s World Back Credit Card has an annual fee of $95.

The interest rate varies between 14.24% to 22.24% but the first 12 months is 0%.

For every dollar spent with the card you receive two point. But we have no information on how much each point is worth in dollars. Normally these types of points are equivalent to a discount between 1% and 2%.

This credit card has protection on purchases and flights. It also has special discounts at airports and online purchases.

Comparison with the best credit cards

We have made a comparison of Ocean credit cards with the best credit cards you can apply for in the United States in 2023:

Chase freedom unlimited
  • Fees: $0
  • Cashback: 1,5%-6,5%
  • Bonus: up to $300
  • Credit Score: 690-850
Wells Fargo Active Cash Card
  • Fees: $0
  • Cashback: 2%
  • Welcome bonus: $200
  • Credit Score: 690-850
Chase Sapphire Preferred Card
  • Fees: $95
  • Cashback: 1x-5x
  • Welcome bonus: 60.000 points
  • Credit Score: 690-850
Capital One SavorOne Cash Rewards Credit Card
  • Fees: $0
  • Cashback: 1%-10%
  • Welcome bonus:$200
  • Credit Score: 690-850
Capital One Venture Rewards Credit Card
  • Fees: $95
  • Cashback: 2x-5x
  • Welcome bonus:75.000 miles
  • Credit Score: 690-850
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
Citi Simplicity Card
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: $200
  • Credit Score: 690-850
BankAmericard credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $200
  • Credit Score: 690-850
Costco credit card image
  • Fees: $0
  • Cashback: up to 4%
  • Welcome bonus: $0
  • Credit Score: 690-850
Burlington credit card image
  • Fees: $0
  • Cashback: up to 5%
  • Welcome bonus: $0
  • Credit Score: 690-850
Sofi credit card
  • Fees: $0
  • Cashback: up to 3%
  • Welcome bonus: $0
  • Credit Score: 690-850

Pros and cons

After all the review carried out on Ocean credit cards and comparing it with the best credit cards, we have made a table with all the advantages and disadvantages:

ProsCons
No fees on some cardsNo welcome bonus
Cash back up to 2%Cash back lower than the best cards
Lack of information
Pros and cons Ocean credit cards

Requirements

The requirements to apply for Ocean Bank credit cards are the following:

  • Must be over 18 years old
  • Have a Social Security
  • Live in the United States
  • Have an American phone

Conclusion and opinions

After all the review carried out, our opinion is that Ocean credit cards are not competitive because they do not have a welcome bonus, the cash back is lower and some of their cards have annual fees.

More information about Ocean

We have made a table with more information about Ocean:

InformationDescription
Websitehttps://www.oceanbank.com/
Phone305-569-5000
Facebookhttps://www.facebook.com/oceanbankUS/
Twitterhttps://mobile.twitter.com/oceanbankusa
Interest information about Ocean

Related content

Finally, we show you related content about credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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