Are you eager to discover the array of benefits that U.S. Bank secured credit cards bring to the table? At Responsible Economy, we’re thrilled to introduce you to a complete guide covering the options of secured credit cards associated with U.S. Bank. Furthermore, we’ll furnish you with an in-depth comparison of the top-notch secured credit cards available across the United States. Let’s begin our exploration!
U.S. Bank secured Credit Cards
With U.S. Bank, you can apply for the following Secured Credit Cards:
- U.S. Bank Secured Visa Card.
- U.S. Bank Altitude Go Secured Visa Card.
- U.S Bank Cash+ Secured Visa Card.
Now, we’re going to provide you with a detailed overview of the features of each card.
U.S. Bank Secured Visa Card
The U.S. Bank Secured Visa Card is a secured credit card that comes with no annual maintenance fees. This is a major advantage as many secured credit cards typically entail such fees.
The minimum security deposit to obtain the card is $300, and the maximum is $5000.
If you pay at the end of the month, you won’t have to pay any interest. However, if you choose to defer payments, there is an interest rate of 29.24% APR.
U.S. Bank Secured Visa Carddoesn’t offer any cash back or welcome bonus.
U.S. Bank Altitude Go Secured Visa Card
Introducing the U.S. Bank Altitude® Go Secured Visa® Card – Your Path to Credit Building and Rewards.
Key Features:
- Security Deposit: Begin with a deposit ranging from $300 to $5,000. No additional fees apply.
How Credit-Building Works:
- Set Your Credit Limit: Your refundable deposit is securely stored in a savings account, determining your card’s limit – the same as your deposit.
Earn Points and Streaming Credit:
- 4X Points: Enjoy four times the points on dining, takeout, and restaurant deliveries.
- 2X Points: Earn double points at grocery stores, for grocery delivery, streaming services, gas stations, and EV charging stations.
- 1X Point: Acquire one point for all other eligible purchases.
- $15 Streaming Credit: Get a $15 credit for annual streaming service subscriptions like Netflix and Spotify®.
With the U.S. Bank Altitude® Go Secured Visa® Card, you not only build credit but also earn rewards on everyday spending, making it a powerful tool for financial progress and enjoyable benefits.
U.S Bank Cash+ Secured Visa Card
Here you have all the features of U.S Bank Cash+ Secured Visa Card.
Key Features:
- Security Deposit: Initiate with a deposit ranging from $300 to $5,000. No fees involved.
Cash Back Rewards:
- 5% Cash Back: Earn 5% cash back on your initial $2,000 combined eligible purchases each quarter in two categories of your choice.
- 5% Cash Back: Get 5% cash back on prepaid air, hotel, and car reservations directly booked in the Rewards Travel Center.
- 2% Cash Back: Enjoy 2% cash back on eligible purchases in an everyday category of your choosing, such as gas stations and EV charging stations, grocery stores, or restaurants.
- 1% Cash Back: Receive 1% cash back on all other eligible purchases.
How Credit Building Works:
- Set Your Credit Limit: Your refundable deposit is securely maintained in a savings account, determining your card’s limit – equivalent to your security deposit.
With the U.S. Bank Cash+® Secured Visa® Card, you can simultaneously build credit and earn valuable cash back rewards. It’s a dynamic tool that enhances your financial standing while putting extra money in your pocket.
Comparison with the Best Secured Credit Cards
We have conducted a comparison of U.S. Bank secured credit cards secured credit cards with the best secured credit cards available for application in the United States:
- Fees: $0
- Cashback: 1.5%
- Welcome bonus: $0
- Credit Score: No
- Fees: $0
- Cashback: 1%-5%
- Welcome bonus: up to $300
- Credit Score: 690-850
- Fees: 0
- Cashback: No
- Welcome bonus: No
- Credit Score: No
- Fees: 0
- Cashback: Up to 3%
- Initial deposit: $200-$5,000
- Welcome bonus: No
- Credit Score: No
- Fees: 0
- Cashback: 0%
- Initial deposit: $300
- Welcome bonus: No
- Credit Score: No
- Fees: 0
- Cashback: 0%
- Initial deposit: $200-$5,000
- Welcome bonus: No
- Credit Score: No
- Fees: $35
- Cashback: 0%
- Initial deposit: $200
- Welcome bonus: No
- Credit Score: No
- Fees: 0
- Cashback: 1,5%
- Initial deposit: $200-$5,000
- Welcome bonus: No
- Credit Score: No
- Fees: 0
- Cashback: 1,5%
- Initial deposit: $200-$5,000
- Welcome bonus: No
- Credit Score: No
Interesting information about U.S. Bank
We have created a table with relevant information about U.S. Bank:
| Information | Description |
|---|---|
| Website | https://www.usbank.com/ |
| https://www.facebook.com/usbank/ | |
| https://twitter.com/usbank | |
| https://www.instagram.com/usbank/ |
Other U.S. Bank products
We’ve also provided a list of all the U.S. Bank products we have analyzed:
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Updated the day 1 September, 2023 by Alfredo Barandiarán
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