U.S. Bank secured credit cards

Are you eager to discover the array of benefits that U.S. Bank secured credit cards bring to the table? At Responsible Economy, we’re thrilled to introduce you to a complete guide covering the options of secured credit cards associated with U.S. Bank. Furthermore, we’ll furnish you with an in-depth comparison of the top-notch secured credit cards available across the United States. Let’s begin our exploration!

U.S. Bank secured Credit Cards

With U.S. Bank, you can apply for the following Secured Credit Cards:

  • U.S. Bank Secured Visa Card.
  • U.S. Bank Altitude Go Secured Visa Card.
  • U.S Bank Cash+ Secured Visa Card.

Now, we’re going to provide you with a detailed overview of the features of each card.

U.S. Bank Secured Visa Card

The U.S. Bank Secured Visa Card is a secured credit card that comes with no annual maintenance fees. This is a major advantage as many secured credit cards typically entail such fees.

The minimum security deposit to obtain the card is $300, and the maximum is $5000.

If you pay at the end of the month, you won’t have to pay any interest. However, if you choose to defer payments, there is an interest rate of 29.24% APR.

U.S. Bank Secured Visa Carddoesn’t offer any cash back or welcome bonus.

U.S. Bank Altitude Go Secured Visa Card

Introducing the U.S. Bank Altitude® Go Secured Visa® Card – Your Path to Credit Building and Rewards.

Key Features:

  • Security Deposit: Begin with a deposit ranging from $300 to $5,000. No additional fees apply.

How Credit-Building Works:

  • Set Your Credit Limit: Your refundable deposit is securely stored in a savings account, determining your card’s limit – the same as your deposit.

Earn Points and Streaming Credit:

  • 4X Points: Enjoy four times the points on dining, takeout, and restaurant deliveries.
  • 2X Points: Earn double points at grocery stores, for grocery delivery, streaming services, gas stations, and EV charging stations.
  • 1X Point: Acquire one point for all other eligible purchases.
  • $15 Streaming Credit: Get a $15 credit for annual streaming service subscriptions like Netflix and Spotify®.

With the U.S. Bank Altitude® Go Secured Visa® Card, you not only build credit but also earn rewards on everyday spending, making it a powerful tool for financial progress and enjoyable benefits.

U.S Bank Cash+ Secured Visa Card

Here you have all the features of U.S Bank Cash+ Secured Visa Card.

Key Features:

  • Security Deposit: Initiate with a deposit ranging from $300 to $5,000. No fees involved.

Cash Back Rewards:

  • 5% Cash Back: Earn 5% cash back on your initial $2,000 combined eligible purchases each quarter in two categories of your choice.
  • 5% Cash Back: Get 5% cash back on prepaid air, hotel, and car reservations directly booked in the Rewards Travel Center.
  • 2% Cash Back: Enjoy 2% cash back on eligible purchases in an everyday category of your choosing, such as gas stations and EV charging stations, grocery stores, or restaurants.
  • 1% Cash Back: Receive 1% cash back on all other eligible purchases.

How Credit Building Works:

  • Set Your Credit Limit: Your refundable deposit is securely maintained in a savings account, determining your card’s limit – equivalent to your security deposit.

With the U.S. Bank Cash+® Secured Visa® Card, you can simultaneously build credit and earn valuable cash back rewards. It’s a dynamic tool that enhances your financial standing while putting extra money in your pocket.

Comparison with the Best Secured Credit Cards

We have conducted a comparison of U.S. Bank secured credit cards secured credit cards with the best secured credit cards available for application in the United States:

Capital One Quicksilver Secured Credit Card Logo
  • Fees: $0
  • Cashback: 1.5%
  • Welcome bonus: $0
  • Credit Score: No
Discover it Cash Back
  • Fees: $0
  • Cashback: 1%-5%
  • Welcome bonus: up to $300
  • Credit Score: 690-850
  • Fees: 0
  • Cashback: No
  • Welcome bonus: No
  • Credit Score: No
Bank of America customized cash rewards secured credit card
  • Fees: 0
  • Cashback: Up to 3%
  • Initial deposit: $200-$5,000
  • Welcome bonus: No
  • Credit Score: No
Opensky plus secured credit card
  • Fees: 0
  • Cashback: 0%
  • Initial deposit: $300
  • Welcome bonus: No
  • Credit Score: No
Bankamericard secured credit card
  • Fees: 0
  • Cashback: 0%
  • Initial deposit: $200-$5,000
  • Welcome bonus: No
  • Credit Score: No
OpenSky secured credit card
  • Fees: $35
  • Cashback: 0%
  • Initial deposit: $200
  • Welcome bonus: No
  • Credit Score: No
Bank of america unlimited cash rewards secured
  • Fees: 0
  • Cashback: 1,5%
  • Initial deposit: $200-$5,000
  • Welcome bonus: No
  • Credit Score: No
U.S. Bank Secured Visa credit card
  • Fees: 0
  • Cashback: 1,5%
  • Initial deposit: $200-$5,000
  • Welcome bonus: No
  • Credit Score: No

Interesting information about U.S. Bank

We have created a table with relevant information about U.S. Bank:

InformationDescription
Websitehttps://www.usbank.com/
Facebookhttps://www.facebook.com/usbank/
Twitterhttps://twitter.com/usbank
Instagramhttps://www.instagram.com/usbank/
Interesting information about U.S. Bank

Other U.S. Bank products

We’ve also provided a list of all the U.S. Bank products we have analyzed:

Finally, here you have more related content about secured credit cards:

Updated the day 1 September, 2023 by Alfredo Barandiarán

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